Whether you're looking now or in the new year to sell your home, we've got the must read guide on how to save £££s using an online agent. For those staying put we've got advice on funding and managing your home improvements, plus House Price Watch, Mortgage advice and more....

Sell your home for less
Winter is not be the ideal time to sell. But if you are determined to get your house on the market, whether now or in the new year, take a close look at online estate agents. Subject of a Sarah Beeny TV series on C4 on a Monday night, online agents can save you thousands...
Should I use online estate agents?
Can you trust online agents to handle your most important financial transaction?  
We take a look at the pros and cons of online estate agents to help you decide >>>

Compare the market

You’ve decided to use an online estate agent. But which one? There are lots out there, all offering different packages at different prices. We have some top tips on how to decide which one to use.   Our comparison table helps you find the right online agent for you >>>

Read all about it

We've had lots of positive press about our new consumer guides for choosing online estate agents, including from Moneywise and estateagenttoday. Thanks peeps for spreading the word. 
 
We're here to help...
Are you trapped in a long contract with your Estate Agent but unhappy with the service? Get in touch today and we can try to help release you and get things moving on your house sale. Email us at hello@hoa.org.uk


Home improvement essentials
A third of UK home owners are looking to carry out work on their home in the next three years. With that in mind, we've got the essentials covered. We have been working with the Royal Institute of British Architects to develop a new domestic building contract to protect you and your hard earned cash. Speaking of cash, we have pulled together a guide on how to fund your home improvement dreams as well as our top tips for carrying out repairs and improvements. Happy planning!

Stay in control from the start

Whether it’s a conversion or extension, protect yourself your hard earned cash and stay in control of your building project with the new RIBA Buildings Contract >>>
 

How to finance your home improvement


Whether it’s a new bathroom, kitchen, loft conversion or extension, you’ll need to think about the best way of funding your home improvement project.  We take a look at the options >>>
Our House Price Watch is out now and shows the pace of house price growth slowing as buyers become more cautious. House prices are up on average 0.4% in the past month and up 9.1% in the past year.

More buyers turn to fixed rate mortgages


Buyers and particularly first-time buyers are seeking greater certainty over monthly payments by taking out fixed rate mortgages. This month's House Price Watch shows 90% of new mortgages and 95% of first time buyer new mortgage lending are on fixed rates. Read our guide about what type of mortgage you should get >>>

Mortgage Rates
Check out today's Best Buy mortgage rates >>>
Speak to a fee free mortgage broker >>>



Mortgage Calculators

How much can I borrow? >>

How much will it cost? >>

One minute mortgage check >>
Do you know the legal requirements of buying a home?
Our partners at 1st Property Lawyers are giving you the chance to win £100 in Amazon vouchers when you complete their short survey. Your answers will help inform their work to support consumers. Take the survey now >>>
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The Home Owners Alliance Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.

Our privacy policy: We do not share your e-mail address or any details with 3rd parties and your e-mail address will never be sold onto a 3rd party.

unsubscribe from this list    update subscription preferences 

Email Marketing Powered by Mailchimp