The summer holidays are upon us! To ensure your home is protected before you set out on your well deserved break we've got some stats and top tips to help...
House prices are up on average 0.4% in the past month and up on average 8.6% in the past year.
The housing market looks to be cooling with demand static and housing transactions and mortgage approvals down in the past month.
There's a sense that buyers are becoming more cautious, while tougher affordability and stress tests brought in by the Mortgage Market Review are impacting mortgage approvals.
Perhaps you're about to put your home on with an estate agent but want to avoid hidden charges, have a problem finding a mortgage, need help with your shared ownership agreement or are a leaseholder wanting to extend. These are just some of the problems we have helped our members with this week. We'd love to help you too.
When do I need to tell my freeholder about planned home improvements?
It's tricky. You don't want to be turned down but is it worth risking paying out for architects etc without approval? Here's what our experts say >>>
How do I object to my neighbour's application for planning permission?Find out here >>>
Then ITV want to hear from you. They're making a program for ITV Tonight to look into how interest rate rises could affect people. If you're interested click here - diani.vyas@itn.co.uk
Free Mortgage Advice
UK housing in crisis but still no Cabinet Minister on the job...
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The Home Owners Alliance Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.
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