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October 13, 2015
Greetings from Gabrielle
The Health Insurance Renewal Season is upon us, with OPEN Enrollment beginning November 1.
If you want changes made for a January 1 effective date, we must make those changes no later than December 15. Changes made between December 16 and January 16 will be effective February 1.
Open enrollment closes on January 31, 2016.
You should have received, or will be receiving soon, your annual insurance renewal notification from BCBS of Michigan & BCN. Please check your mail for it and read it through. It will tell you what the new monthly premium is for your plan for 2016. If you plan is being changed, it will tell you about the changes.
Renewal pricing increases are based on the general rate increase that the insurance company requested and got approved through the State of Michigan and the increase based on each of the people insured on your plan getting a year older.
If you are on a plan with a subsidy (tax credit) from healthcare.gov, this is also the right time to make sure your income estimates for the next year of coverage are correct.
Remember, you don't have to "go it alone"!! I am your agent and your helper. Call or email me to schedule a time to talk by phone or meet in person to review the renewal and to quote other plans for 2016.
Please contact me soon at (616) 732-9000 or gabwar@innovativesolutionsagency.com I look forward to helping you.
~Gabrielle Warner~
PS...Feel good about sharing me with friends and family for their health insurance and medicare needs.
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