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May 2016
Landlord's Insurance
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Does your Landlord's Insurance protect you?

Many landlords fail to take out a good comprehensive landlord policy, simply because they can’t see the value in what is a $300 tax deductible annual investment.

When you think about it, you wouldn’t dream of not insuring your car or your house, but every year, hundreds of thousands of properties are rented out to people we don’t know.  Yes, professional property management is an extra tool in the arsenal against putting the wrong person in the property to start with – those with poor credit and/or a checkered prior tenancy record are not going to be the successful tenants.
 
But…even good tenants can get themselves into strife.  Divorce, loss of job, ill health – there are a myriad of reasons why even the most faithfully prompt tenant may fail to pay that next rent cheque.  A good landlord insurance policy protects landlords in the event of loss of rent, accidental or malicious damage by a tenant, court representation by your agent and court fees including bailiff attendance.

In a time where cash flow is more vital than ever, landlord insurance will bridge the gap between where a tenant falls into arrears and finally starts to repay.
Focus West had a recent case where a tenant’s son accidentally set fire to the property.  His five minute smoko break under the rear patio resulted in $25,000 damage to the back two bedrooms.  It was very fortunate that he was able to get to a hose and extinguish the fire.  Luckily, the Owner had a combined building insurance and landlord policy which covered the rent for nearly three months until the property was restored and ready to re-let. 
Meet the team
Mitchell Skene - Customer Service

The friendly voice you hear when you call the Focus West office belongs to Mitchell.  He is always happy to answer your enquiries or find answers quickly for you when necessary.
When did you start working for Focus West?
I commenced at Focus West in September 2015 after moving from Bunbury to work in Perth.

What do you like about your job?
It's all completely new to me so I have plenty to learn.  I particularly enjoy the social aspect of the job.

How do you relax after a busy day at work?
I'm currently studying to be a Certified Property Manager so I enjoy completing my course when I get home from work. And I like to watch as much sport as I can squeeze in!
 
What would you be doing if you weren't working in Property Management?
I'd either be still tyre-fitting in Bunbury or looking for other sales based jobs.

Please feel free to call Mitchell in the Focus West office on 9387 7999.  He's always happy to help.
 


CAVERSHAM
3 x 1 House
$300 per week

PARMELIA
3 x 2 House
$350 per week

BECKENHAM
3 x 2 Villa
$340 per week

ASCOT
2 x 2 Apartment
$350 per week

SOUTHERN RIVER
1 x 1 Unit
$330 per week
1 Tonkin Road, Mundijong
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Disclaimer: This newsletter expresses the opinions and views of Focus West Property. Its contents are believed to be accurate at the time of publication. No responsibility is accepted by Focus West Property for any loss suffered by any person or corporation taking action or refraining from taking action based on its contents.
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