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Good morning!

April 15 -- and the warmer weather we saw over the past few days -- will be here before you know it. We hope you're gathering all your tax paperwork so you can settle up with Uncle Sam. If you're a do-it-yourselfer, here's a look at whether you should hire an accountant for help.

Before you complete your return, take a close look at your charitable deductions. If you've donated property, here are some tips on how to assign the proper value without waving a red flag at the IRS.

President Trump is promising big changes to the tax code. It won't change your 2016 return, but here's what the administration is planning for the future.

529 plans continue to be the most popular choice for college savings, but what happens if your beneficiary doesn't go to college? We take a look at your options for your college savings.

We love that you come to NJMoneyHelp.com for money advice, but what about your family? Talking money with loved ones can be sticky. Here's some insight. (Or, just share this newsletter with them and tell them to visit our site!)

Social Security should be part of your retirement plan. Here's a look at how to get the most out of spousal benefits.

Be sure to take advantage of retirement savings opportunities. If you don't have an employer-sponsored plan, here are five other ways to save.

And here are some strategies to convince your boss to start a retirement plan at work.

Using a traditional IRA or a Roth IRA is a great way to build your retirement savings. One advisor takes a look at how you can decide which account is best for you in our Viewpoints section.

Also in Viewpoints, don't miss this important piece about changes ahead for your Medicare card. 

Send us a note if you're interested in a free money makeover, or write with any money question. Simply email Ask@NJMoneyHelp.com

Thanks for reading!
Karin

Ask NJMoneyHelp


Trump's tax plan and your return
 

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Giving money advice to family
 

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Social Security spousal benefits
 

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No 401(k)? No problem. 5 ways to save
 

Viewpoints


Traditional vs. Roth IRA: Which is right for you?
 

Viewpoints


Fraud and new Medicare cards
 

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