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Good morning!

Your questions about taxes are coming in as we get closer to April 15. 

Preparing your own taxes can be easy or daunting, depending on the complexities of your situation. If you're thinking of hiring a tax preparer, here are some items to consider.
 
One reader who works full-time but also has freelance income wanted to know if he could save more for retirement, even though he has an employer-sponsored plan. Here are the options. 

Here's a primer on whether you can deduct your work clothes (and yes, it does matter if you're buying suits or uniforms).

If you have a 401(k), your employer might offer the traditional kind and also a Roth 401(k), which can give you tax-free income in retirement. Here's how to weigh the choices. 

And now that the state has lowered the sales tax, here's how to make sure the proper sales tax has been charged on a car lease.

Your credit score is the key to getting good borrowing deals in the future. But what happens to your score if you're an authorized user on someone else's card? Take a look.

We always encourage you to have the proper estate planning documents, including a will, to make sure your wishes are followed. But what happens if a parent doesn't have a will? Here's a look. 

Some folks have saved well enough that they expect to leave an inheritance to their heirs someday. If you don't need the money during your lifetime, should you invest it with your heirs in mind? Here are some thoughts on that important strategy question.

Buying health insurance can be confusing, especially as legislators consider big changes for Obamacare. If you have a new business, here's what you need to know before you shop for policies for your company. 

If you're interested in a free money makeover, or you'd like to send us any money question, send an email to Ask@NJMoneyHelp.com

Thanks for reading!
Karin

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Tax-free retirement income? Maybe
 

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Burning someone else's credit score
 

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Are work clothes deductible?
 

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Investing dad's money or your inheritance?
 
 

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