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Good morning!

We're getting closer to spring, but there's still a chill in the air. It certainly has us thinking of summer.

Same for one reader, who is considering buying a summer home with a family member. See the pros and cons, and how to make a smart deal.

We're also getting closer to the tax filing deadline. One reader stuck in AMT - the Alternative Minimum Tax - asked for savings strategies. See what one expert recommended.

Also for your taxes, learn if you can take a loss if you're out money because of a scammy contractor.

We all spend money, but some of us use cash and others use credit cards. Are the rewards of a card worth the risk of building a balance you can't pay every month? We take a look.
 
If you have a traditional or inherited IRA, you have to deal with Required Minimum Distributions (RMDs). But what happens if you don't need the money? Can you reinvest? We tell you your options.

While New Jersey is on track to eliminate the estate tax, the inheritance tax is sticking around. Can you avoid it? Take a look.

College students will soon learn their fates as acceptance letters come in. But what happens if a student loses a scholarship? See these other funding opportunities. We also looked at options to fund college if you're worried about student loans, and whether you can use a 529 plan to pay for college prep courses.

Family and money can mean trouble. See what we recommend to someone who is considering giving money to an in-trouble family member, and why it's a dangerous proposition.

Coming later today: a new money makeover. Find out whether a couple with a high salary will be able to continue their current lifestyle if they lose their current income, and see why their estate plan is "almost worthless." It's advice fir for anyone with estate planning needs.

If you're interested in a free money makeover, or you'd like to send us any money question, send an email to Ask@NJMoneyHelp.com

Thanks for reading!
Karin

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Can I reinvest my RMD? Your options
 

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Can I avoid the inheritance tax?
 

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A contractor scammed me. Can I take a loss?
 

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When family and money don't mix
 
 

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