FinTech

FinTech	August 19, 2016
Hello FinTech fans, Here's the latest edition of the FinTech Digest. Lots happening this week. Hope you enjoy it and, as always, reach out with any questions. Best, Thilmin

FinTech Startup Digest is curated by:
	Thilmin Gee - Global Payments and FinTech Startup Enthusiast Contact Thilmin Gee at thilmin.gee@startupdigestmail.com
	Camron Miraftab - Capital Markets Consultant and Start-up Enthusiast Contact Camron Miraftab at camron.miraftab@startupdigestmail.com
	Karolina Noronha - Product & Payments Partnerships Contact Karolina Noronha at karolina.noronha@startupdigestmail.com

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The Pulse of FinTech Report, Q2 2016

KPMG and CBInsights

Free report that examines the key trends related to fintech in Asia, North America and Europe.

How Millenials Became Spooked By Credit Cards

DealBook

Analysis done by the NY Times on data from the Federal Reserve showed that Americans under 35 hold the least amount of credit card debit since 1989. Millennials are gravitating towards non-cash and card methods.

National Charter May Be the Devil Marketplace Lenders Don't Know

Bloomberg

Right now marketplace lenders deal with regulations in the US on a state-by-state basis. This is a fragmented approach, but there is discussion on a national charter for FinTech companies. The model for the charter, for a non-bank fintech company, could be similar to what the Office of the Comptroller of the Currency (OCC) issues to banks.

Apple Has One Big Advantage Over PayPal in the Mobile Payments War

Business Insider

Mass adoption of mobile payments has not taken hold, but the numbers are improving each year. A report by Park Associates found that 25% of US smartphone owners use a payment app at least once a month. Now Apple has a slight lead over PayPal with merchants in regards to which platform will be offered in their store.

Remember operator billing?

Operator billing was once thought to be the perfect mobile commerce platform. But for various reasons, it failed to pick up traction. Learn why, and find out about the new future of m-commerce, here.

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