Copy

<<First Name>>,   


The TIG All Agents Meeting will be August 23 at Canton House in Chamblee, see address and time below.  Details about which carriers will be there, but this is an important meeting moving forward to AEP!

SEE THE SCHEDULE FOR LOCAL MEETINGS  CLICK HERE

***Send a copy of your AHIP certificate to Alison*** 

email when you have finished carrier certifications.

alison@tomtaylorinsurancegroup.com 

(770) 807-9627
An Important message from TOM!

Please, Please, Please!! 
 
If you do not pass AHIP on the FIRST (1st) attempt, Text Alison and let her call you before your next attempt.  (770) 807-9627
 
Please note that there are some different questions on this years AHIP so you should pay attention to the modules.
 
  AHIP is OPEN  


Why do you want to send your completed applications to Premier?

 
1.  They scrub your applications before they send them in and promptly contact you if corrections need to be made.
2.  They keep the SOA on file so that you do not have to keep 10 years worth of papers.
3.  For leads!!!


Big updates inbound! Check out the latest enhancements from NatGen right here

 


The following new products and product changes will be available for quoting on August 17, 2018, for August 18, 2018, and later effective dates, unless otherwise noted.

Any-day effective dates now available for all products!  
You can now sell any-day effective dates on the TrioMED and NatGen Foundation Health products. They are no longer limited to the 1st or the 15th of the month.  This allows for one effective date for multi-product sales – ensuring your customers get the coverage they need.

New Accident Fixed-Benefit (AFB) plan 
With rates starting around $26.00** for individual coverage, this new plan pays benefits for services and treatments due to covered accidents and:
  • Is guaranteed Issue
  • Provides primary and spouse coverage for applicants between the ages of 18 to 64
  • Is available in all states except CT, MD, MN, NY, VT or WA
  • Is sold on the association contract in FL, GA, ID, OH, MA, VA – LIFE Association A
With the introduction of the new AFB plan, we are discontinuing sales of the current AFB (underwritten by TIC) in these states.

New Standalone Membership Association product
My LIFE Wellness for $19.50 per Month – includes discounts for dental, vision and hearing care, prescriptions, access to no-charge telemedicine services, lab services, preventive health screenings, and reimbursement for cell phone repairs and more. Offer your clients this option to help them save more on everyday expenses.

Available in all states except in UT, WA and VT

Time Insurance Company product update 
Beginning October 1, 2018, we’re simplifying the way we do business, even more!

Our product portfolio will be streamlined, and all new business will fall under a single legal entity*. These changes will allow you to sell our complete portfolio of supplemental products under one appointment. And, your commission payments for all new business will also be streamlined, and our policy administration processes will be simplified, allowing us to provide a more seamless member experience.

Our Plan Enhancer and Cancer and Heart/Stroke products have already been transitioned to the new underwriting company.

Dental Indemnity and the Critical Illness product will be available on the National Health Insurance Company (NHIC) contract starting onSeptember 15, 2018.

Due to these changes, TIC supplemental plans will no longer be available in quoting for effective dates of October 1, 2018, and later.
 
If you’re not already appointed to sell NHIC products with National General, make sure to contact your NatGen Sales Rep today – so you can keep on selling.

* Products sold in FL, CO, CT, and VT will still be underwritten by Integon National Insurance Company or Integon Indemnity Corporation.  
** Sample premium rate is for Accident Fixed-Benefit coverage for an adult residing in Alabama
Did you know there are easy-to-understand consumer-facing videos and infographics for three of GTL's products? Now, they're all in one place!
 
Click the links below to play the videos or to download the fillable infographics to bring to your client meetings.
Advantage Plus® - Hospital Confinement Indemnity Insurance
 
WATCH VIDEO
DOWNLOAD INFOGRAPHIC
Short-Term Home Health Care Insurance
 
WATCH VIDEO
DOWNLOAD INFOGRAPHIC
Cancer, Heart Attack and Stroke Insurance
 
WATCH VIDEO
DOWNLOAD INFOGRAPHIC
 
Questions or looking to order supplies?
Call sales support at:1-800-323-6907
or email agency@gtlic.com
 
agency@gtlic.com
 
Guarantee Trust Life Insurance Company (GTL)
1275 Milwaukee Ave | Glenview, IL 60025
800-323-6907 | www.gtlic.com
 
GTL FacebookGTL Twitter
Well care will be at our meeting on Thursday.  If you have not seen the changes for this year, you need to see them.  They are very competitive this year!
 
Email not displaying correctly? View it in your browser.
Three Year Multi-Year Guarantee Annuity
We have a 3 year
Multi-Year Guarantee Annuity
at 3% FOR ALL 3 YEARS!
SIGN ME UP!
If you are having trouble viewing this message, please click here or visit our website.
Premier Insider
Webinars:
Check out our NEW Webinar Calendar Recordings Page 
where you'll find upcoming and past presentations:
  • Tuesday, August 21st, 2018 | 10:00 am - 11:00 am CDT
    “Indexed Universal Life Made Simple – Learn the basics of how IUL’s work” 
    Register Here
  • Tuesday, August 21st, 2018 | 11:00 am - 12:00 pm CDT
    “AARP Medicare Supplements – Differences that Matter!” 
    Register Here
  • Tuesday, August 21st, 2018 | 1:00 pm - 2:00 pm CDT
    “Texas Agents: Learn about ALL your Dallas Medicare Advantage Options” 
    Register Here
 
"An Investment in Knowledge Pays the Best Interest." - Benjamin Franklin
Catch up on all the latest Carrier Updates on our Website.
Aetna Rate Adjustments
  • Aetna Health and Life Insurance Company Medicare Supplement Plans are experiencing rate adjustments in the following states:
ARLIC Rate Adjustments
  • American Retirement Life Insurance Company (ARLIC) Medicare Supplement Insurance Plans are experiencing rate adjustments in the following states:
Bankers Fidelity Rate Adjustments
CHLIC Rate Adjustments
  • Cigna Health and Life Insurance Company (CHLIC) Medicare Supplement insurance plans are experiencing rate adjustments in the following states:
2019 Broker Compensation Rates for Medicare Advantage and Prescription Drug Plans
  • Make MORE money selling Medicare Advantage. CMS has released the maximum broker commission amount for 2019 contract year applications which have increased from 2018! 
    Learn more here.
Upcoming Kick-Off Events for MeridianCare:
  • MeridianCare will be hosting several upcoming Launch Meetings and AEP Kick Off Events. Hear from Leadership & local market representatives on new plan enhancements and why MeridianCare should be your plan choice this AEP.
    RSVP Now
 

We are proud to be celebrating our 50th Anniversary and want to reward our top producers with an incredible incentive trip. You and a guest can join us at one of our favorite locations on an all-inclusive 5 Day, 4 Night Trip to Secrets Wild Orchid in Montego Bay from Thursday, April 11 to Monday, April 15, 2019.

See why you don’t want to miss our trips! 

Survey:

Please take a moment to give us your thoughts on our email communications by completing our survey.

Contact Us: Premier Marketing 705 W. Benjamin Ave. Norfolk, NE 68701 (Premier Logo)
Have you heard the buzz about Humana’s 2019 plan expansions, new plans and  benefit enhancements, including but not limited to:
 
ü  HMO referral removed
ü  PCP tiering removed
ü  Product expansions
o   $0 HMO expanded from 39 to 48 counties, including Rome, Savannah, LaGrange and additional metro Atlanta counties
o   HMO D-SNP expanded from 39 to 57 counties, including Cobb, Paulding, Douglas, Rome, Savannah, Albany and additional metro Atlanta counties
o   New $0 PPO premium with $50 Part B premium reduction in 109 counties
o   New $0 PPO in 51 counties, including metro Atlanta, Rome, Athens, Savannah, Albany and LaGrange
 
Please see the following reminder, important information and registration details regarding our upcoming 2019 AEP Academy - Product Rollout meetings being hosting in the Atlanta area.  Click on the link below and register for one of these important events today, as space is limited!    You will learn more about Humana’s plan expansions, new plans and enhanced plan benefits on many plans, as well as receive a copy of our 2019 Product Guide at these events!  Click on the Register Today button below and select the State of  Georgia on the interactive map to view and register for the event that works best for you!
Special Notes:
·         AEP Academy meetings are not required, but are highly recommended.
·         These meetings should not be confused with certification or CE classes. Attending a meeting will not result in any certifications, re-certifications, nor CE credits being gained.   
Meetings are scheduled for the following dates and times.  When you complete your registration, using the link below,  you will receive address for the event!
 
Tuesday, August 21, 2018
2019 AEP Academy North
Sandy Springs  (this meeting is full)
10:00 a.m. – 2:00 p.m.
Wednesday, August 22, 2018
2019 AEP Academy South
Morrow (new location in Morrow!)
10:00 a.m. – 2:00 p.m.
Wednesday, August 29, 2018
2019 AEP Academy West
Atlanta/Cumberland Mall Area
10:00 a.m. – 2:00 p.m.
Thursday, August 30, 2018
2019 AEP Academy East
Lawrenceville
10:00 a.m. – 2:00 p.m.
 

 
Important:  You must register below to attend an event!  Register today to secure your spot!
 
  2019 AEP Academy
AEP Academy Event
 
  The 2019 Annual Enrollment Period (AEP) for Medicare Advantage and Prescription Drug plans is just around the corner. Humana is here to set you up for success.
Whether it's your first AEP or you have years of experience, it's always a good idea to start the season on the right foot.
That's why we're hosting 2019 AEP Academy events to help you prepare for AEP so you're ready to hit the ground running on October 15.
 
       
  http://heinrichdev.com/email/5685/focus.gif Focus // You'll leave the event feeling focused, energized—and ahead of the curve.  
       
  http://heinrichdev.com/email/5685/products.gif Products // We'll take a deep dive into Humana's 2019 Medicare product portfolio.  
       
  http://heinrichdev.com/email/5685/support.gif Support // Preparing for AEP doesn't end with an event. As a licensed Humana sales agent, you'll have access to industry leading tools, support and resources throughout AEP - and beyond.  
       
 
  You won't want to miss this one-day, in-person session to help ignite you into the 2019 AEP season!  
 
 
We hope to see you soon.
Register Today
 
 
  The information is confidential and intended for agent use only. Do Not Forward.
Humana is a Medicare Advantage [HMO, PPO and PFFS] organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal.
 
Humana humana.com
©Humana 2018
GHHK7UGEN
 
 

 
 
 
 
David “Rusty” Lamb
Broker Relationship Manager | Georgia
 
Humana
1200 Ashwood Parkway, Suite 250 | Atlanta, GA 30338
 
T 404 405 4047
F 904 376 8668
dlamb@humana.com
 
cid:322A907E-B997-43D9-81D0-6DD6688B4232
 
cid:image008.jpg@01D3048E.29700270
 
Focus. Products. Support.
 
 
Our Dream
To help people achieve lifelong well-being
 
Our Values
Inspire Health | Cultivate Uniqueness | Rethink Routine | Pioneer Simplicity | Thrive Together
 
Humana.com
agents and brokers - selling in the healthcare dot gov marketplace

Marketplace News 
for Agents & Brokers

Short-Term Limited-Duration Insurance Final Rule Announced

The Departments of Health & Human Services (HHS), Labor, and Treasury issued a final rule that changes the maximum duration of short-term, limited-duration health insurance coverage from any period less than three months to any period less than 12 months. 
Short-term, limited-duration coverage is designed to fill gaps in coverage that may occur when an individual is transitioning from one plan or coverage to another plan or coverage, such as an individual who is between jobs. These plans are not required to comply with Patient Protection and Affordable Care Act (PPACA) provisions that apply to individual health coverage plans. Short-term, limited-duration coverage is not considered to be Marketplace coverage.
As a Marketplace-registered agent or broker, you can advise consumers that this coverage is not subject to the requirement to provide essential health benefits nor the prohibitions on preexisting condition exclusions or lifetime and annual dollar limits. 
The final Rule takes effect 60-days after the date of publication in the Federal Register.
For more information on the final rule, click here to view the fact sheet. 

New: Same Day Termination of Consumer Marketplace Coverage Is Now Available

Consumers may want or need to end their Marketplace plan if they get other health coverage, or for other reasons. As a result, CMS recently implemented a new policy that allows consumers to request same day termination (i.e., the termination takes effect on the date of their request) instead of the previous requirement to give 14 days prior notice. Consumers can also set their Marketplace coverage end date to a day in the future (e.g., if the consumer knows his or her new coverage will start on the first day of the following month).
Consumers should not end their Marketplace plan until they know when their new coverage starts. Once consumers end their Marketplace coverage, they cannot re-enroll in a Marketplace plan until the next annual Open Enrollment period (unless they qualify for a special enrollment period [SEP]).
Click here for more information and step-by-steps instructions for ending a consumer’s Marketplace coverage.

FAQs Webpage Offers Answers to Common Questions

The new Agents and Brokers Frequently Asked Questions (FAQs) webpage is live! 
This webpage provides answers to commonly asked questions about working in the Health Insurance Marketplace, selling Small Business Health Options Program (SHOP) insurance, and helping your clients enroll in and maintain their coverage. 
FAQs are organized by category and can also be searched by typing keywords or parts of your question in the search bar. Most FAQs also include additional resources to help you when assisting your clients. 
Quickly find answers to common questions in the following categories:
  • Basic Information
  • Registration and Training
  • Helping Consumers
  • Compensation
  • Direct Enrollment
  • Privacy and Security
  • Small Business Health Options Program
Access this webpage anytime using the direct link or by visiting the CCIIO Agent and Broker Resources webpage

Updated Enrollment Manual Available

CMS recently released an updated Federally-facilitated Exchange (FFE) and Federally-facilitated Small Business Health Options Program (FF-SHOP) Enrollment Manualthat provides operational policy and guidance on key topics related to eligibility and enrollment activities within the FFEs, FF-SHOPs, and the State-based Exchanges on the Federal Platform. Topics covered include initial open enrollment periods and effective dates, premium payment, direct enrollment, SEPs, and enrollment terminations.

Fraud Alert: How to Report Potentially Fraudulent Activity

You play an important role in observing and reporting any potentially fraudulent practices taking place in relation to the Marketplace. 
Examples of potential fraud and abuse:
  • A client tells you he has been contacted by an individual seeking his personal and financial information.
  • A client, or another agent or broker you work with, submits false documentation to the Marketplace.
  • An agent or broker is enrolling consumers without their consent.
  • An agent or broker is assisting consumers without a valid health license or without completing Marketplace registration.
  • A registered agent or broker with a valid health license is assisting consumers but is not licensed in the state where the consumer lives
  • An agent or broker has disclosed a consumer’s personally identifiable information. 
  • You or a client discovers unauthorized changes were made to the client’s online application.
  • You suspect a consumer or insurance company is providing false or misleading information to the Marketplace.
If you suspect or identify potential fraud, you can report it to the Department of Health & Human Services (HHS) Office of Inspector General Hotline, the Federal Trade Commission, or the Agent/Broker Email Help Desk, depending on the situation. Click here to review a recent webinar on agent and broker compliance with Marketplace requirements, which includes more information on how you can report suspected fraudulent activity. 
Changes that we know for 2019
CLICK HERE for the Aetna Expansion for 2019
CLICK HERE for Cigna HealthSpring First Peek
CLICK HERE for Wellcare 2019 Footprint
CLICK HERE for 2019 CMS Commissions
AHIP ALERT:
Tell your clients when they get their new medicare card they need to immediately destroy their old card.
These are companies you should get contracted with or re-certify with for AEP and OEP for 2019
Wellcare
Aetna
Humana
Centene
BCBS
Cigna HealthSpring
UHC
Certify with the ones in the area you work first.


YOU MUST RE-CONTRACT WITH EON EVEN IF YOU HAVE HAD THEM BEFORE FOR RENEWALS AND SALES.
Did you know that you have a quoting tool for many products available free to you on the Premier website in the agent portal?  This is great for Med-Supp, Life and other plans.
Increase your Income
Earn an extra $50,000 with
Legacy Safeguard and Final Expense.
We are excited to share with you the products that will cover
Final Expense for you and your clients.
Single Pay
Funeral Trust
Level Pay and Graded
Final Expense Plans
These products are with some of the strongest brands in the Senior Market. In addition, we will share with you The Legacy Safeguard exclusive turn-key sales & marketing system.
Legacy Safeguard not only offers comprehensive legacy planning and
end of life planning services to members,
we also provide agents, like yourself, a
turn-key marketing system to help you meet with more clients and close more sales. Our comprehensive marketing system includes:
  • Complete Referral System
  • Innovative Lead Programs
  • Comprehensive Marketing Guides
  • Client Presentation DVD Video
  • How to Estimate Final Expenses and
    a 3 option close
  • Legacy Safeguard University
  • And much more!
Thursday, July 26th @ 10:00 am CDT
REGISTER HERE
Do You Need to RENEW your License This Year?
You may want to get your continuing ED done early so it does not interfere with re-certs and AEP.

If Your License Has an Expiration Date of November 30, 2018.

Georgia Licensed Agents Must Complete 24 Credit Hours of Continuing Education Prior to their Expiration Date to be Eligible to Renew their License (with limited exceptions).

You can review more detailed information about Your CE Requirements and the License Renewal Process on the Georgia Department of Insurance site located here: GA CE AND RENEWAL REQUIREMENTS

Agents can check their License Status and Reported CE Credits at any time through the Georgia Department of Insurance Status Page, located here: GA AGENT STATUS

You can View Your Earned and Reported CE Credits on your CE Transcript, located here: GA CE TRANSCRIPT 

We hope this information is helpful and welcome you to contact our office at 1-888-501-7330 if you have any questions. If you do not wish to receive future reminders, please select here: stop reminders

Complete Your CE At Your Convenience with BetterCE !

  • No Classroom Courses to Attend
  • Self-Study, Text-based Courses, Available on Any Computer or Mobile Device
  • Exit and Return to Courses at Any Time
  • Quizzes and Exams Can Be Taken as Many Times as Required to Pass
  • Complete All of Your CE Requirements for $49. Select a "Complete Compliance Package" from our GA Course Catalog Page

Visit BetterCE.com Today and Complete Your CE at Your Convenience!

Georgia Agents can access everything they need to manage their license at any time on our course catalog page here: BetterCE Georgia Course Catalog Page.

We are available to assist you with all of your licensing questions. Please contact us directly at 1-888-501-7330.

BetterCE Licensing Support Team

1-888-501-7330

1-404-474-3466

BetterCE.com

support@betterce.com

Image

Georgia Approved Continuing Education Provider #180303

Please check the Taylor Insurance Group Website to ​view​ the active Calendar for ​updates or​ changes.
​  ​https://taylorinsurancegroupsouth.com/calendar/
I have created a Drop Box Folder for pictures from our meetings.  There are pictures that I have not added to the newsletters in the past.  Also I think that I have this set so you can add any that you may have taken and would lie to share.

You do not need a password, just his link to see the pictures.  I will have this link added to the important links that are in every newsletter.


DROP BOX Link for Pictures
Are you providing your clients with everything they need?
 
Here are some offerings your clients may need, and money you could be leaving on the table.
Be the multi-policy agent your clients need, it also creates loyalty from your client.

Short Term Home Health Care - Guarantee Trust Life - SuranceBay
Hospital Indemnity Plan - Guarantee Trust Life - SuranceBay

Please let Alison know when you contract with any new carrier so that she can make sure you get top commissions.  Just send her a quick text or email.
 
TIG Links:  Please send your request to the correct person to avoid delay's in a response.  If you send it to any of us, we will forward it to the appropriate person, but this could delay your response for several days.

Contracting and Agent Support
Alison Jockell  (770) 807-9627 call or text
contracting@tomtaylorinsurancegroup.com
alison@tomtaylorinsurancegroup.com
 

Tech Support & Web Manager
 Rick Cannone  (386) 232-8503 call or text
tech@taylorinsurancegroupsouth.com


TIG-Marketing - Newsletter and Urgent News from TIG
Sharron Croy (Hancock)  (678) 227-0621 call or TEXT
tomtaylorinsurancemarketing@gmail.com

Links you may need:


A Better Insurance School
Premier Online Contracting (SureLC/SuranceBay)
Premier Certification Link
Premier Video - About Premier Companies
Premier Video - Why Premier?
Premier E&O Program
 
Equitable Agent Portal/Contracting
EON Contracting Link (Non-captive Agents)
EON TIG Manager Link
Altrua Agent Portal
Heartland Agent Portal/Contracting
Medico Agent Portal
Aetna Medicare Marketing Studio
 
Georgia Department of Insurance
National Insurance Producer Registry (NIPR)
Zip Code Lookup
Free State Maps
GA County Map
County Explorer (City, County, Zip search)
GA Zip Code List
 
Taylor Insurance Group Website

Walmart Direct Health Agent Portal
Drop Box link to Meeting Pictures


 
Copyright © 2018 Hancock Insurance, All rights reserved.


Want to change how you receive these emails?
You can update your preferences or unsubscribe from this list

Email Marketing Powered by Mailchimp