Markets

• Small caps have lost their lead YTD. (wsj.com)

Companies

• How Amazon ($AMZN) is changing the shopping experience (for the worse). (shift.newco.co)
• How Netflix ($NFLX) expanded to 190 countries in 7 years. (hbr.org)
• Sears Holdings ($SHLD) is bankrupt. (nytimes.com)
• Not every company can be a technology company. (ft.com)

Finance

• Julie Segal, "Cadre Capital — backed by Andreessen Horowitz among others — is creating the first online secondary market for trading of private real estate investments." (institutionalinvestor.com)
• Why we should look at 'net expense ratios' that take into account the revenue from securities lending. (etf.com)

Housing

• The US housing economy is slowing, not crashing. (wsj.com)
• What US home inventories say about prices. (calculatedriskblog.com)

Earlier on Abnormal Returns

• Adviser links: financial gobbledygook. (abnormalreturns.com)
• This site just celebrated its 13th anniversary. (abnormalreturns.com)
• What you missed in our Sunday linkfest. (abnormalreturns.com)
• Top clicks last week on the site. (abnormalreturns.com)

Mixed media

• Advice for young people looking to break into finance and investing. (awealthofcommonsense.com)
• The top 60 UK investment blogs. (blog.feedspot.com)

Practice management

• Aaron Klein's Riskalyze Fintech Report Card for September 2018. (wealthmanagement.com)
• Do you have a succession plan? (ebadvisormarketing.com)
• Why financial planners need conflict resolution skills. (onefpa.org)

The SEC

• The SEC needs to enforce a "bright line" between RIAs and broker-dealers. (morningstar.com)
• Hiring freezes will make the SEC even more understaffed when it comes to RIAs. (fa-mag.com)

Decision making

• Financial education is best served in relation with actual decisions. (marketwatch.com)
• Peer-to-peer communication has big effects on financial decision making. (papers.ssrn.com)

Robo-advisers

• Pioneering robo-advisors, Betterment and Wealthfront, now have widely diverging strategies. (investmentnews.com)
• A profile of Betterment CEO, Jon Stein. (bloomberg.com)
• A link to Accenture's recent report on the changing nature of wealth management advice. (accenture.com)

Adviser stuff

• There's no such thing as a typical investor. (morningstar.com)
• Advisers need to focus more on post-retirement planning. (etf.com)
• Advisers earn their stripes in down markets. (blairbellecurve.com)
• The financial services industry has been taking advantage of human nature from the get-go. (tonyisola.com)
• Only 5% of Americans who should, pay the Nanny Tax. (wsj.com)
• Defaulted 401(k) loans are a big drag on employee retirement savings. (wsj.com)