PLEASE NOTE!
Our TIG All Agents meeting is this Thursday at 9:30 AM at Canton House.
MESSAGE FROM TOM:
Hello everyone:
I want to thank you for all of your hard work last year and congratulate you. We are now ready to start our new year and our first training meeting will be on 25 January.
This year we will be adding some new items to the menu in addition to our normal carriers. We will be adding training on some ways for you to earn extra money from your existing clients and new prospecting methods.
I have been searching for new products to help you widen your offerings and will be introducing them at the start of each meeting so please be there on time. We will be having three drawings a meeting.
I look forward to seeing each of you and have some very important information for you this Thursday
Again thank your for all your efforts,
Tom Taylor
This New Era contract it is though Tom Taylor Insurance Group not Premier. The commissions will be higher. If you haven't already and you would like to contract please complete and return to
Email: contracting@tomtaylorinsurancegroup.com
I have made you a printable Contact List for TIG. Please print this so that you can have these numbers handy. CLICK HERE
A SPECIAL MESSAGE FROM LUCILLE LAKE
Pictures from her are below...ENJOY and Thank you Lucille for sharing your experience with us.
"A Special Thank You to Tom Taylor"
Happy New Year and Greetings Taylor Insurance Group Agents,
Some of you may not know on December 18, 2017, to my great and absolute surprise at the Taylor Insurance Group Christmas luncheon gathering I was awarded the distinguished honor of being Tom's pick as "agent of the year" for Taylor Insurance Group. With that prestigious honor came a one-week stay at his beautiful fully-equipped condo in Hilton Head Island, SC. When I asked what week I would be going, Tom stated December 24th thru December 31st. What Tom didn't know at the time was that I had not celebrated Christmas since 2011, reason being because my beautiful mother passed away on Christmas day that year and I had just not been able to celebrate Christmas since. Therefore my very first reaction was I told Tom I couldn't go; however my sister Linda also attended the luncheon with me and quickly pulled me off to the side and asked, "are you crazy, why can't you go?" and I simply looked at her and said I can never do Christmas again...my sister then said, "heck, if mommy was here you know she would go" because our mother loved to travel and did so frequently. With that thought, I very quickly got my mind right and stepped over to Tom and told him - YES, I'll be happy and honored to take that trip and then thanked him for selecting me!
Those in attendance had a great lunch, great atmosphere, and some great company to mingle and dine with that afternoon and it was a great way to start the holiday season. As it went on the trip, I had a marvelous and restful week in Hilton Head and have included a few pictures of the condo and a few places I visited while there. Tom, thank you again for giving me Christmas back!
The Calendar for January
January 25 9:30 -3:30 Atlanta ALL AGENT MEETING / CANTON HOUSE
Agency Directive from Heartland National Life Insurance Company
Agency Directive #1145
TO: All Heartland Agents in Georgia FROM: Dennis Taylor, President DATE: January 16, 2018 SUBJECT: Rates on Medicare Supplement Plans (Policy Forms GA 90050 Modernized)
We recently filed and received approval from the state insurance department for rate adjustments to our Georgia Modernized Medicare Supplement plans. We will begin notifying policyowners of their new rates soon and wanted you to have advance notice of this action. The GA 90050 Modernized plans are receiving a 15% increase for all Plans. These changes will take effect 04/01/2018.
Heartland strives to ensure that our policyowners enjoy true "freedom of choice" in their health care under Medicare while federal lawmakers continue to ignore the need to reform this entitlement program to meet the future needs of an increasing beneficiary population. Consequently, we are ever mindful of our obligation to keep our promise of freedom of choice to our policyowners and at the same time sustain these blocks of business with adequate premiums over their lifetime.
We intend to maintain our continuing commitment to our policyowners of providing them with the very best in insurance protection along with the superior, friendly personalized customer service they and you have come to expect and rely upon.
These are not plan forms currently being marketed and do not affect your new business.
Click here for a copy of our letter to policyowners explaining the reasons for these adjustments.
If you have questions, please contact Agency at 816-655-5078 or Policyowner Service at 1-866-916-7971.
Children’s Whole Life coverage is a natural fit for parents and grandparents who want to protect their children and grandchildren. As you know, CWL is anaffordable express policy that allows clients to lock in low premiums and future insurability throughout the lifetime of their child or grandchild.
Effective January 22, 2018, CWL – with some important revisions – can do more than ever to protect children’s financial future.
Product Enhancements
Increased maximum face amount
Current Maximum Face Amount – $30,000 NEW Maximum Face Amount – $50,000
Improved Guaranteed Insurability Rider
Current rider triggers for additional coverage
Can add additional coverage at ages 30, 33, 36 and 39
If the election is not made on the first option date, the rider is discontinued NEW rider triggers for additional coverage
Ages 25, 30, 35 and 40 Marriage
Birth or adoption of a child Home purchase
You can elect to use the rider up to 5 times, mixing and matching birthdays and life events and the rider will not be discontinued if a life event or birthdaypasses
Waiver of premium*
Current – Not available
NEW – Premium is waived 90 days upon death of owner
*Not available in the state of Massachusetts
Transition Rules
The new Children’s Whole Life application will be available in paper and electronic form January 22, 2018.
Old application forms must be signed no later than February 28, 2018, and received in the home office by March 16, 2018.
New applications with a signature date of March 1, 2018, and later must be received on the new application forms.
In order to receive the new product features the new application forms must be signed and submitted.
The product enhancements are pending state approvals in Virginia and New York. The old Children’s Whole Life product will remain available for sales in these states but through the use of the paper applications only.
Children’s Whole Life is not available for sales in Washington.
iPipeline e-Application Transition
We will have two Children’s Whole Life versions displayed on the Case Information screen during the 30 day transition period so you can access your pending applications – without losing any information.
Below is a guide for which version you will need to select based on your case status after the install.
If you have any questions, please contact our office.
For producer use only. Not for use by the general public.
This e-mail and any files transmitted with it are confidential and are solely for the use of the addressee. It may contain material that is legally privileged, proprietary or subject to copyright belonging to Integrity Marketing Group and its affiliates, and it may be subject to protection under federal or state law. If you are not the intended recipient, you are notified that any use of this material is strictly prohibited.
Medicare is taking steps to remove Social Security numbers from Medicare cards. Through this initiative the Centers for Medicare & Medicaid Services (CMS) will prevent fraud, fight identity theft and protect essential program funding and the private healthcare and financial information of our Medicare beneficiaries.
New cards will begin being sent to people with Medicare benefits in April 2018. All Medicare cards will be replaced by April 2019. The rollout will be by region.
To make this change easier for providers and beneficiaries, there is a 21-month transition period where all healthcare providers will be able to use either the new Medicare Beneficiary Identifier (MBI) or the old Health Insurance Claim Number (HICN) for billing purposes.
CMS will have a website, is sending out handbooks to all beneficiaries and will have call centers trained to answer question from beneficiaries and providers.
Here are a few pictures from our All Agents meeting this Month.
See you in January for the next one!
TIG Links: Please send your request to the correct person to avoid delay's in a response. If you send it to any of us, we will forward it to the appropriate person, but this could delay your response for several days.
