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Ontario Securites Commision - Investor offices
Investor News
February 21, 2018
Oblique senserit cum eu te sed torquatos cotidique
 

We caution investors to not make investment decisions based only on celebrity endorsements or affiliations.

You may have come across celebrities endorsing (or appearing to endorse) investments or products marketed as investments on social media, online ads or television. As with any investment, it’s a good idea to do your research, using reputable sources, before making a decision to better understand the features and risks of the potential investment.

It's important to remember that a celebrity endorsement does not guarantee specific investment returns. You should also be aware that fraudsters may use a celebrity's image or likeness without permission to sell you fake investment opportunities. Learn more
 

It's RRSP Season
 

We're in the final weeks of RRSP season: March 1, 2018 is the deadline for making an RRSP contribution for the 2017 tax year.

In our last issue of Investor News, we featured many of our resources related to RRSPs and saving for retirement. In case you missed it, catch up at this link.

If you're still deciding whether to set aside money for retirement, and if so, how much, visit our Planning for Retirement hub for tips on understanding the various aspects of saving for retirement and making informed investing decisions.
 

Tools and Calculators
 

GetSmarterAboutMoney.ca has many popular tools and calculators, including our RRSP Savings, Compound Interest, and TFSA calculators to help you plan for your retirement and other financial goals.

Our RRSP Savings Calculator can help you estimate how much your RRSP could be worth at retirement and how much income it could provide each year. While our TFSA Calculator can help you estimate the value of the investments in your TFSA when you’re ready to withdraw them, it also indicates how much in taxes you could potentially save. See all of our calculators
 

Oblique senserit cum eu te sed torquatos cotidique
 

OSC in the Community

Every month we organize many OSC in the Community events across Ontario, often with community and local partners. At OSC in the Community events, we deliver investor education and fraud prevention presentations. Topics include working with an advisor, spotting the red flags of fraud, and other topical investing issues. If you would like us to come to your community, please let us know! Email us at InvestorOffice@osc.gov.on.ca to reach us.
 

OSC Teletownhall
 

Investor Protection Clinic

On February 13, the Investor Office organized an OSC in the Community event in Oshawa with special student guests from the Investor Protection Clinic, a joint initiative between Osgoode Hall Law School and FAIR Canada that was funded by the Law Foundation of Ontario. The Investor Protection Clinic provides free legal advice to people who believe their investments were mishandled and who cannot afford a lawyer. Stay in touch with the Investor Protection Clinic by visiting their website or Twitter account.
 

Talking to Your Child About Money
 

Kids and Money

Teaching your child good money habits can help ensure that they have the necessary financial knowledge and skills to last a lifetime. Visit our Raising a Family hub for helpful articles on how to prepare your child for the financial responsibilities of adulthood.

 
Ask Us An Investing Question
 

Ask Us an Investing Question

We're here to help. We know that investing and the investment world can be complex. If you have a question about RRSPs, TFSAs, saving and planning for retirement or any other investing topics, head over to our Re: Investing website. Browse through the hundreds of investor questions we've already answered or ask your own questions to get clear, unbiased answers from a trusted source. Ask us an investing question

 
Disposition Effect
 

Disposition Effect

Do you tend to hold onto stocks or other investments long after they’ve started dropping in value, and try to make up the loss by selling other investments soon after they’ve increased in price? This could mean selling “winning” investments too soon and holding on to “losing” investments for too long. This is an example of the "disposition effect" and it could impact your investing goals.

Visit our Behavioural Insights hub to learn more about behavioural insights concepts such as the disposition effect, familiarity bias, short-termism and herd behaviour. You can also read the Investor Office report Behavioural Insights: Key Concepts, Applications and Regulatory Considerations (OSC Staff Notice 11-778) which describes key principles and concepts of behavioural insights, and examines how leading practitioners are using these insights to improve government policy and financial regulation.

 
Investor News
 

Investor News

Almost 8,300 people have signed up for Investor News to stay informed about the latest investor initiatives, educational resources, topical issues, key dates and investor warnings and alerts. If you haven't already done so, subscribe today or let your family, friends and colleagues know that they should subscribe too.

 
Rezwealth Financial Services Inc. Matter - Claims Process
 

Rezwealth Financial Services Inc. Matter - Claims Process

The Civil Remedies for Illicit Activities Office (CRIA) of the Attorney General of Ontario issued a notice related to funds forfeited in relation to activity in contravention of the Ontario Securities Act that occurred between August 22, 2006 and December 31, 2009.

Victims of the specific unlawful activity that lead to this forfeiture may submit a claim for compensation.

All completed claims must refer to Notice 564-17 and be received by CRIA no later than 5:00 PM EST on May 18, 2018.

Read the notice for more information.

 
 

CONSULTATIONS

 

Proposed Change to the OSC Whistleblower Program

Comments due: March 20, 2018

The OSC is seeking comments on a proposed change to OSC Policy 15-601 Whistleblower Program.

Learn More

 

WARNINGS/ALERTS

 

Always know the 5 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.

 

USI Tech Limited

The OSC is warning investors that USI Tech Limited (USI Tech), Eleanor Parker and Casey Combden are not registered to sell securities in Ontario. USI Tech, Ms. Parker and Mr. Combden appear to be involved in a multilevel marketing scheme that targets Ontario investors and encourages them to purchase bitcoin packages.

Learn more

 

Stay informed about the latest international investor warnings and alerts by visiting the International Organization of Securities Commissions (IOSCO) Investor Alerts Portal.

 

KEY DATES

 

OSC in the Community

OSC staff are taking the Commission's regulatory mandate from Bay Street to Main Street with seminars on preventing fraud and making informed investment decisions.

  • Toronto (North York) - February 22, 2018
  • Mississauga - February 26, 2018
  • Cambridge - March 5, 2018
  • Collingwood - March 8, 2018
  • Toronto (North York) - March 20, 2018
  • London - March 21, 2018
  • Toronto (Downtown) - March 22, 2018
  • Cambridge - March 28, 2018

Learn More

 

Investor Office Teletownhall

March 14, 2018

Teletownhalls are a way for the Investor Office to connect with thousands of Ontarians at a time. Teletownhalls work much like a call-in radio show where OSC staff provide information, answer questions and conduct live polls over the course of one hour.

Our upcoming teletownhall in March is being held as part of Fraud Prevention Month and will focus on recognizing and preventing different types of investment fraud. Join us to learn more about spotting some common scams and ask OSC experts your fraud-related questions.

Join us for the teletownhall

 
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