Please read the information from Wellcare concerning direct deposit and how to sign up for it.
Also look for the CMS compliance training information from Premier below.
Evite invitations for the all agents Atlanta meeting will be going out as soon as I get the agenda, When you get it please RSVP so that we will know how many to expect.
Do you employ anyone that is not a licensed sales agent? If you answered
YES, then this information is for you. By now, you should know that if you employ someone who isn’t a licensed agent, there are certain compliance requirements they need to complete (called FDR requirements by most
MA Carriers). For more information on these requirements check out the January 2016 Newsletter.
Our focus today is on the General Compliance and Fraud, Waste, and Abuse Training that your Non-Agent employees need to take within 90 days of Hire and Annually thereafter. CMS has updated the trainings, so if you have previously downloaded them to use when administering the training, you’ll need to download the updated versions. You can do so via the CMS website, just CLICK HERE!! Remember to download both trainings
(Medicare Parts C and D General Compliance and Combating Medicare Parts C and D Fraud, Waste, and Abuse Trainings).
For more information and resources, please call your Health Marketing Team
or visit the Compliance Page on our website. Contact us with any questions!
Please disseminate this to your downline agents if you have any. Their compliance is your responsibility.
800-365-8208
To register for the first time with PaySpan® Health, please follow these steps:
More than 50% of Americans admit they know very little or nothing about their disability insurance.* You can help fix that. May is Disability Insurance Awareness Month and Assurity is ready to help you with a month full of education, sales ideas and new marketing materials.
Here is a preview of what's coming in the month ahead:
Present the need and run a quote in one easy tool with our DI Quoter
Get our new consumer and small business owner brochures
Pick up conversation starters and overcoming objections
Learn new sales ideas and underwriting tips
Kick it all off at our April 24th webinar "Disability Lessons from the
Big Bang Theory"
As you may already be aware, the Centers for Medicare & Medicaid Services (CMS) is readying a fraud prevention initiative that removes Social Security numbers from Medicare cards to help combat identity theft, and safeguard taxpayer dollars. CMS has announced it will begin mailing new cards in April 2018.
In preparation for these changes, page 2 of the application now contains an image of the new Medicare Card, and for each applicant, there are now two fields for the Medicare Health Insurance Card Number (this will allow for either or both numbers during the transition period.)
Please note: In addition to the new Medicare Card update, some states have required changes to the health questions.
All applications, except for Minnesota, have been updated and are available on the Agent Portal. Please start using the new applications as soon as possible. Previous versions will no longer be accepted as of June 1, 2018.
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. B01021804
Thanks to your commitment and hard work, Americo's life insurance sales have been up substantially over the past few years. In an effort to continue this growth, we are excited to announce a new product that we feel will round out our Life Portfolio, giving you another option to help meet your clients' needs over the long term.
Accidental Death Benefit with Return of Premium
Based on input from many of you, we are pleased to introduce our new HMS Plus ADB w/ROP product. We have taken some of the key features for our HMS Plus w/ADB and created a product with:
A Return of Premium benefit - get 100% of premiums back
No medical underwriting or health questions*
No health license required
Easy-to-use instant decision eApplciation
Competitive compensation - check with your IMO for details
HMS Plus ADB w/ROP will be available for sale on April 6, 2018 in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, TX, UT, WI, WV, and WY.
HMS Plus Portfolio Changes
We will be making the following changes to our mortgage portfolio effective April 6, 2018. These changes apply to applications written on or after April 6, 2018.
There will be minor premium changes to HMS Plus 100 CBO and HMS Plus 125 CBO. Generally, premiums are increasing at higher issue ages and lowering at younger issue ages. Not all issue ages will have changes. A new rate guide and quoting software will be available on Friday, April 6, 2018.
HMS Plus w/ADB face amounts will be changed to $100,000; $150,000; or $200,000.
For more information on HMS Plus ADB w/ROP and the upcoming product changes, please join us for an upcoming online training presentation
Thursday, April 5, 2018
Meeting #: 808 522 760
Password: Training 1
Training presentations are at 11 am ET / 10 am CT / 9 am MT / 8 am PT
Please note:We will be performing a system upgrade to Sales Connection on Thursday, April 5, 2018. All open eApplications must be closed prior to 7:00 pmCentral on Thursday, April 5, 2018. Any eApplications not completed by this time will need to be restarted after the upgrade.
Americo has a well-rounded mortgage portfolio to help meet your clients' needs. Living Benefits are available on four of our products and can be combined with our Cash Back Option products. Our decreasing term product has a death benefit that closely follows the declining loan balance of a fixed mortgage. And for younger clients our new ADB w/ROP covers them in case of an accident and returns 100% of premiums if they don't need the coverage. For more information on our product concepts, contact Americo Agent Services.
As always, we appreciate your commitment to Americo. Should you have questions, or if we can be of any assistance, please contact Americo Agent Services at 800.231.0801.
Thank you for your business,
Jeremy Thornton
Vice President & Chief Marketing Officer
I have created a Drop Box Folder for pictures from our meetings. There are pictures that I have not added to the newsletters in the past. Also I think that I have this set so you can add any that you may have taken and would lie to share.
You do not need a password, just his link to see the pictures. I will have this link added to the important links that are in every newsletter.
Here are a few pictures from our All Agents meeting this Month.
See you in January for the next one!
THESE NEW CARDS ARE TO STARTING TO BE MAILED OUT THIS MONTH
TIG Links: Please send your request to the correct person to avoid delay's in a response. If you send it to any of us, we will forward it to the appropriate person, but this could delay your response for several days.
