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September 2019 NEWSLETTER

Client Success Stories!
  • Student Loan Debt Relief Our client owed Wells Fargo $106,601.98 on her private student loans. Her dad co-signed on these student loans. She did make payments on the loans, but the balance never went down due to the outrageous interest rates. She eventually defaulted in payment on these private student loans. Her dad could not contribute to payments due to unexpected medical issues. However, they did have access to a lump sum that they could use to settle the private student loans. We were retained to negotiate a settlement on their behalf. Within the first 30 days of being retained, we negotiated with Wells Fargo to settle these private student loans for a one-time lump sum of $42,640.00. We saved our client $63,961.98 (60%) on her private student loans. She still has a balance due on her federal student loans, but getting this debt off her back will help her pay that loan without the burden of her private student loans that would have likely taken in excess of 30 years to pay back under the contractual terms.
 
  • Credit Card Debt Relief Our client owed American Express $37,220.35 for a defaulted credit card debt. Due to a number of hardships, he could not pay back this debt. AMEX eventually sent the account to the law firm Zwicker & Associates, which threatened to sue our client for non-payment of the debt. We were retained to attempt to negotiate with Zwicker & Associates to help keep our client out of a potential lawsuit for the balance due. We negotiated with Zwicker & Associates and got them to agree to settle this account for $16,800.00. Our client had the benefit of a relative willing to provide these settlement funds to our client to fund this settlement. We saved our client $20,420.35 (approximately 55%) of the balance due on this debt owed to AMEX.
 
  • Credit Card Relief Sometimes we get small victories, but we get them fast! Our client got sued by TD Bank (Target) for a $2,149.81 defaulted credit card debt. He called us to see if we could help him avoid having to actually defend the lawsuit. Within 20 minutes, we contacted the law firm suing our client and convinced them to settle for a one-time lump sum of $1,000.00. We saved our client $1,149.81 (approximately 55%) of the total debt due. Consumers are often surprised that a creditor would sue for such a low amount. It happens more often than you would imagine. We’re happy to step in to help, even if the amounts are low. We offer competitive fees for our services that still result in savings for our clients. We encourage you to contact us even if you think the amount may be too small for us to handle. The savings our clients get often still result in an overall savings even when you factor in our fees.
 
 
 
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The Gamez Law firm is committed to fighting creditors, reducing the total amount you owe and providing you with a life free of debt.

Call Attorney Dan Gamez today for a FREE consultation 858-217-5051 or visit gamezlawfirm.com for more information



501 West Broadway, Suite 800
San Diego, CA 92101
gamezlawfirm.com
daniel@gamezlawfirm.com
858-217-5051



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Los Angeles, CA 90071
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