Happy holidays to you and yours! As we reflect on the upcoming season, we’re reminded of a quote we came across earlier this year:
 
“We’re either in it, out of it, looking for it, needing it, missing it, wanting it.”
 
Given our profession, you might assume “it” is related to fame or fortune. Actually, it’s singer/songwriter Michael Bublé, commenting on his latest album. He’s talking about love.
 
We share Bublé’s sentiment, because it reminds us about what we truly owe you as your fiduciary advisor. It’s important to help you maximize your financial interests — very important, but more than that, you deserve a standard of care that ensures your wealth is fully contributing to that which you love.
 
We’re not just talking about the kind of fleeting love that leaves you giddy. We wish you a measure of that as well, especially as you celebrate this year’s holiday season.
 
However, a lasting love of life – joie de vivre – should mean more than that.
 
Since we are, after all, evidence-based, let’s consider a recent Harvard Business Review career planning column about following your passion. Passion isn’t a fixed thing, the author suggests. It’s something to be discovered and developed. He also describes a “subtle but meaningful” difference between focusing on what you care about vs. what you find fun. He says: “Focusing on what you care about aligns passion with your values and the impact you want to have.”
 
We hope we’ve helped provide that focus for you in 2019. We look forward to continuing to offer the same in the years ahead, because, bottom line, we love being your advisor.

In considerable gratitude, 
Greg, Cynthia, Mitchell, Pauline, Scarlett, Joy, Nancy & Katherine 
                                      
Desmond Wealth Management and
Desmond Consulting Group