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Plane Saver Credit Union is an official partner of BA Clubs: we've put together this informative guide to show how Plane Saver can help you and your finances.

It’s officially the time of year when many people tend to make New Year’s resolutions such as quitting drinking or smoking, losing weight or even running a marathon!

Why not make a change this year and give yourself some financial goals in 2020?

After all, when it comes to your finances, it’s a marathon not a sprint and we’re here to help you get your finances in shape beginning this year.

Whether your goal is focussing on building your nest egg for rainy days, or clearing the debt you’ve accumulated over the years, your credit union can help you. Our team are ready to help you improve your financial security in 2020.

Getting married or looking to pop the question?

With the average wedding now costing £30,355, and Christmas engagements becoming more and more popular. Our members are turning to us for help with their big day. You can either save to finance this special day or take out an affordable loans or why not do a bit of both! No matter how big or small your plans are, we will work with you to make your big day a huge success.

Clearing Existing Debt

Why not consolidate?
If you had a challenging year in 2019, and needed to borrow from multiple lenders, we could help make your repayments simple and cheaper with our Debt Consolidation Loan. You can consolidate existing debts and take back control of your finances in 2020.

If you took out a payday loan and are still repaying, please contact us as we can offer an ethical alternative to payday loans. We can also pay off your payday loan directly to the provider and put you on an affordable loan.

Purchasing Your First Home

Coming up with the deposit payment is probably the biggest challenge faced when buying a new home. This is why we provide our Help-to-Buy loan at a preferential rate to help you purchase your home. These loans can be used to top up your deposit, so if you need to get a larger deposit for your dream home – this could be the right choice for you.

Start a Savings Habit!

We know that life and unexpected costs can sometimes get in the way of saving as much as you would like, but why not get into the habit of saving more so that you can be prepared for those unexpected costs and for the more expensive things in life such as a dream holiday or a new car. Your saving contribution can come straight from your pay or via standing order so you won’t even miss it and you’ll be able to watch your nest egg grow.

Renovate Your Home

Whether you’re looking to extend in order to accommodate your growing family, or just sprucing your home up, we can help with that! We can lend up to £25,000 to help you achieve your goal. The good news is, if you renovate your home, you’re likely to see a change in your home valuation, so consider this as an investment!

Buying a New Car

If your current car is costing you more than you’d like for repairs through wear and tear, it may be cheaper for you to sell it and put that money towards a new car. You can then use your savings to purchase a car that suits you and your family, alternatively we do offer loans to help with car purchases.

Save for Your Children's Future

Whether you’ve not yet managed to set-up a saving account for your children or perhaps you’ve recently had your first, why not start saving for their future now. With our Junior Saver account, you can save straight from your pay from just £5 per month.

Treat Yourself to a Holiday

With the average family holiday costing £2,417, we appreciate that it can be a challenge to save the money you need to get away every year. If you were to start saving now, for next year, you would need to save £201 a month. If that’s your goal, and you need some help closer to booking, why not ask us to help with our Holiday Loan. The funds could be in your account, so you can focus on booking the holiday of your dreams.

No matter what your goals are, your credit union could help you with one of our savings or loan products. At Plane Saver, our goal for 2020 is to continue to help our members improve their finances to make sure they and their family have the life they desire.

Let’s make 2020 a great year!

Your Plane Saver Team