Message from Niv:

MONEY:

“Retirement” – it’s a term we’ve redefined over the years. This phase of life differs greatly from what our grandparents experienced.

For most of us, retirement will be a time we replace working with living life.

To ensure you’re saving enough money for retirement, estimate how much you will need in four areas.

LIFE:

Use the 5 P's of Life to define your lifestyle. Once you know what you want to accomplish, you'll find it easier to save for your goals.

Below is a tip from each category. Click on it to read more tips.

Personal Relationship Tip: 
Before accepting a marriage proposal, make sure you and your future spouse talk about AND agree about lifestyle (finances, family-size, location, etc. ).

Personal Finance Tip:
If you need extra money, sell items you no longer use on eBay, Craigslist or Facebook Marketplace.

Profession Tip:
Discuss with your employer options to reduce your workload or to take time off in order to address caregiving demands for your aging parent.

Peace of Mind Tip: 
Schedule daily self-care time and honor it especially when life becomes hectic.

Physical Health Tip:
Eat a protein snack before going to bed to promote muscle and tissue repair while you sleep.