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This MoneySmart Family Email Newsletter is your source for money-saving and time-saving ideas. 
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We are concerned, but not panicked about the CoronaVirus. It is time for rational thinking and measured precautions. Do your research carefully and don’t simply believe things you hear from friends or on social media.

We’re not scared, but we are resolved to be more attentive to practicing healthy habits and guarding against causing anyone else harm.

While this is a time of concern and care for those with compromised health conditions, it’s also a time to be concerned about our finances.

With companies furloughing workers and restaurants only doing carry-out or delivery meals, there's never been a better time to practice frugal living.

What can you do to avoid financial problems during this time of reduced services and possibly reduced income?

Here are 4 Easy Things You Could Do This Week

  1. Look for New Recipes Here or on Pinterest - Cook at Home
     
  2. Organize your Pantry, Refrigerator & Freezer - use up the food you have in the house.
     
  3.  Sell some of your excess stuff.
     
  4. Get a Temporary Job - AmazonKroger and Safeway (and other grocers) have posted that they are hiring thousands of people during this time of crisis. If your income has stopped, this could be a good option.

 

In This Newsletter - Extra Information
 

We've selected several articles that should help you survive and have some good family time if you're needing to stay home for a couple of weeks. This newsletter is a little longer than usual.

We hope you and your family stay safe and healthy and are able to help others too.

 

We’re making frugal fun!


PS: There are some links for affiliate relationships where we may receive a small commission if you make a purchase. No purchase is required to get some of this great information.
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Grocery Stores That Offer Senior Discounts



ALERT: We could use your input on this article. If you know of grocers in your area who offer a senior discount AND they aren’t on our list, could you shoot us an email?

Let us know the Store Name, The City and State, Minimum Age, Days of the Discount and the Percentage Off.

Are you wondering which grocery stores offer senior discounts in your area? Do you know which days and what ages qualify for the senior discount?

Grocery shopping can be one expense that is difficult to trim down. Luckily, there are many ways to cut back on your grocery costs.

With the use of store sales and coupons, you can dramatically reduce this line item in your budget. However, these money-saving grocery tips can be even more powerful if you are able to combine them with a senior discount. 

See Which Store Offer A Senior Discount and Get Other Details



 

Tips to Freeze Milk and Thaw it Safely


With the CoronaVirus outbreak, more and more families are stocking up on staples. This article has been one of the most popular on our website for the past few days.


How can you save money on milk purchases? For years we’ve frozen milk that we bought on sale in our deep freezer, and then defrosted it when we were ready to use it. Freezing milk is not that hard to do if you follow our tips. Learn how we freeze and thaw milk safely and quickly.

Learn How We Freeze and Thaw Milk Safely



 

44 Fun and Inexpensive Family Game Night Games

With many kids out of school due to the CoronaVirus and other families self-quarantining. Playing some of these games could help eliminate “cabin fever.”
 

Many of these games just use items from around the house, others you’ll want to purchase.

We’ve got tons of options and some videos showing how fun the game can be.

Nothing brings families together like some friendly competition. And it’s even more fun when you pick some fun games to play together as on a family game night.

We’ve included an overview of each game, some instructions, and a video when we found one available.

There are hundreds of games suitable for family game nights. After polling every family we know, we compiled a list of 44 of the most popular games and put them in easy to find categories.

These are great options for your next family game night.

Get the List Here


 

5 Proven Ways to Store & Freeze Bread

Store-Bought or Fresh Baked


Are you looking for easy ways to freeze bread and other options for storing bread? We’ve got simple solutions here, whether you have store-bought bread or homemade bread.

Bread is a staple of life for most of us.

Bread comes in all shapes and sizes. 

Things like sliced store-bought bread for sandwiches, Artisan bread with thick for dipping, or homemade sourdough bread. Then you’ve got ciabatta, dinner rolls, baguettes, voleos, focaccia, and quick breads.

The sky’s the limit with how many different kinds of bread we bake or consume.

Learn How To Freeze Bread the Easy Way


 

31 Free Educational Websites for Kids


If you’re looking for great websites to enhance your child’s learning you’re going to love this list of the best free educational websites for kids.

It can sometimes be hard to find the ideal balance of fun and learning. The challenge might seem daunting, but have no fear the perfect learning website is out there.

Just check out this list of fun and information filled sites to find the right website for you and your kids!
We’ve put this list into 7 different categories to make your search easier. See the table of contents for details.

Learn More About These Sites



 

24 Free Online Movie Websites

Like Crackle, YouTube and Hulu


This list of 24 free movie websites like Crackle, YouTube & Hulu can help you save money by dumping cable. Check out these sites and other Blu-Ray/smart tv apps.

One of the biggest budget busters is overspending on recreation. We recently did a “dinner and a movie” date night. If we hadn’t had movie gift cards and a restaurant coupon we would have spent $60. There has to be a better way to spend time together without spending a fortune.

We love cocooning at home after a long day of work. After selecting a good movie, we sit on the couch and share a fresh fruit smoothie or a bowl of popcorn. While we still get movies and TV shows movies from our public library, but using apps on our BluRay player, Roku or phone has opened a whole new world of free viewing.

To help us remember the best options, we compiled this list of free movie websites like crackle.

Get the updated list here


 

Best Non-Animated Family Movies

on Netflix, Amazon, Hulu & DVD



Non-Animated Family Movies to match everyone’s tastes is not always an easy thing. Our kids all had different favorites and interests. Spending family time together was important to us.

So we would have one of our kids (they would take turns) select a variety of movies. They would lay 5 or 6 of them on the coffee table and we would all vote for our top three.

We’d total up the votes and the one with the highest score would be that evening’s movie. This is a growing list of our family-friendly movies.

See our List Here And Help us Add To It 


 

MoneySmart Kids System



If your kids are home for a few weeks it could be the perfect time to start teaching them to earn, manage and spend their own money. 

Learn about the system we used with our own kids here - it's only $15.  
But teaches skills that will last a lifetime.


They paid for their own toys, clothes and eventually cars and college.
 


 

Chocolate Chip Banana Bread Recipe



This easy bread recipe for banana bread is delicious. Chocolate chips can be added to make this disappear off the platter.

It’s also a great way to use up overripe bananas. We store the bananas in a zippered plastic bag in the freezer until we have enough to make this recipe. It requires 6-7 bananas.

We also use this recipe to make Banana bread at Christmas time if we’ve run out of pumpkin for our Pumpkin bread.
 
This video is about Chocolate Chip Zucchini bread, but it’s very similar to the banana bread recipe.


Get the complete Recipe Here
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