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April Newsletter
Hi <<First Name>>

In the March issue of our newsletter we sent a list of events submitted by co-op members and said that as the winter was closing; now was the time to be going out again but it looks like we spoke too soon.
 
Some of you may have read the short newsletter since then with information about support groups for Corona Virus networks. If you missed it they are at the bottom of this page.
 
The first thing to say is that Three Boroughs Housing Co-op is here to support our tenants and provide as much advice as we can.  

We have to be mindful that we are a small co-op and we only manage properties for housing associations. We do not own any of our properties and at this stage we are not able to offer a rent freeze. However we will be approaching our Housing Associations about the possibility of letting a number of our tenants go into arrears for a short period of time. With this in mind if you think you may experience difficulties in the near future you can contact our office if you are self employed or have been made redundant. We need to know if any of our tenants are likely to struggle to pay rent. Email:

lorraine@threeboroughs.co.uk

Below is some advice, which members have submitted to us. The first port of call is Universal credit. All the details from the Citizens Advice Bureau are below.

If you would like to share information please feel free to join the 3B WhatsApp group.

In other news The London Radical Bookfair which we were to be part of has sadly been postponed until 2021
 
We have some new artwork drawn by our Chair Jonathan that you can see in use as our letterhead.

Remember you have a nice home, STAY THERE and make it nicer...
 

Invitation to 3B WhatsApp Mutual Aid Group

Coronavirus - check what benefits you can get

If you’ve been affected by coronavirus, you might be able to claim benefits or get more money on your current benefits. 

This might be because you: 

  • can’t work as you have coronavirus or you’re following guidance to stay home - this is called ‘self-isolating’ 
  • are earning less because you can’t go to work 
  • are self-employed and you’re earning less 
  • have lost your job

If your employer has told you not to work, you might be able to keep getting paid. You should check if your employer can pay 80% of your wages and claim it back from the government.

If you’re not a UK citizen, you might still be able to claim benefits - check the rules for the benefit you want to apply for.

Check if you can get Statutory Sick Pay

You might be able to get Statutory Sick Pay (SSP) if you have coronavirus or you’re following the government guidance to self-isolate. You can’t get SSP if you’re self-employed. 

This says you will need to have coronavirus symptoms yourself or be living with someone who does. Read the government guidance on GOV.UK.

You would get SSP from the first day you were ill or you started self-isolated. It will be paid in the same way as your wages. 

To get SSP, you need to: 

  • be an employee  
  • earn more than £118 a week 

If you’re an employee, you should also check your work contract -  your employer might pay you more than SSP when you're sick.

If you're self-isolating and can't work from home, you should still get SSP and you’ll get sick pay from your employer if your contract allows it.

If you’re on a zero hours contract and you’ve already been offered work with an employer, you might still be able to get SSP. You’ll need to meet all the normal eligibility rules too. You’ll only get SSP for the work you’ve already been offered.

You can also check your rights to sick pay if you get coronavirus on the Acas website. Acas gives free information to employees and employers.

If you’re self-employed or can’t get SSP 

You might be able to claim contribution-based or new-style Employment Support Allowance (ESA) if you have coronavirus or you’re self-isolating. 

You’ll need to have paid enough National Insurance contributions for 2 tax years – in 2020 the tax years are 2017-18 and 2018-19.

If you can get ESA, you’ll be paid from the first day you were sick or self-isolating. 

You’ll also be able to get ESA if you’re caring for a child who has coronavirus or who’s been told to self-isolate.

Check if you can get ESA

If you’re struggling to pay your bills, you might be able to get extra help. 

If you’ve not claimed benefits before 

You might be able to claim Universal Credit as well as SSP. You can still get Universal Credit if you’re self-employed. 

Check if you can claim Universal Credit.

If you’re struggling to pay your bills, you might be able to get extra help.

Coronavirus - what it means for you


There are things you can do to help you avoid getting coronavirus, also known as COVID-19. There are also things you can do to stop the virus spreading if you think you have it.
You can read more about the symptoms of coronavirus and how to avoid it on the NHS website.
You can also watch British Sign Language versions of government advice on the SignHealth website. 
Check if something is a scam
Make sure you only use trusted sources of information about coronavirus.
If you see emails about coronavirus from someone you don't know, don't click on any links or buy anything.
Don’t give money or personal details to anyone you don’t know or trust – for example, if someone knocks on your door and offers to help.
You can check if something is a scam.
Staying home
The government has said you must stay at home. They'll review this situation in mid-April 2020. You can only go out for essential things like:
  • shopping for basic things, for example food and medicine - this must be as infrequent as possible
  • one type of exercise a day, for example a run, walk or bike ride - this can be alone or with members of your household
  • any medical need or to provide care or help a vulnerable person
  • travelling to and from work - but only if your work can 'absolutely not be done from home'
If your partner makes you feel anxious or threatened
You can still get help during this time. Contact a domestic abuse organisation to check what services are available.
 
You should read the latest guidance on what you should do on GOV.UK. This guidance from the government is updated every day.
If you’re extremely vulnerable because of a medical condition
You’re ‘extremely vulnerable’ if there’s a high risk you’ll get severely ill from coronavirus. For example, if you have severe asthma or cancer.
The NHS will contact you by Sunday 29 March with advice on how to avoid coming into contact with coronavirus. This is called ‘shielding’. They’ll ask you to:
  • avoid face to face contact with other people
  • stay at home for 12 weeks  
If you think you’re extremely vulnerable but the NHS hasn’t contacted you, contact your GP or hospital clinician. 
Find out more about shielding and if you’re classed as extremely vulnerable on GOV.UK.
If you need help to get care or essential supplies like food
You should register to get help - you don’t need to have been contacted by the NHS. If you’re not sure if you’re extremely vulnerable, register anyway.
You can register yourself or someone else on GOV.UK.
Paying your bills
You can check what help you can get if you’re struggling to pay your bills. This includes things like your rent, mortgage or energy bills.
Going to work 
You can check ways you and your employer can support each other on the Acas website. Acas provides free information for employees and employers.
If your employer sends you home because of coronavirus
If your employer keeps paying you, they can claim up to 80% of your wages back from the government, with a maximum of £2,500 each month. This is called the 'Coronavirus Job Retention scheme'. 
Your employer can choose whether to pay you the other 20% of your wages.
While you’re not working you’re called a ‘furloughed worker’.
Taking your children to school
Schools, nurseries and sixth form colleges have closed for most children. 
You can still take your children to school if you’re a ‘critical worker’. This means your job keeps an important service running, like the NHS, police or food deliveries. Check if you’re a critical worker on GOV.UK.
You should also still take your children to school if they’re considered vulnerable, for example they have:
  • a social worker
  • an Education, Health and Care Plan
If you’re not sure, check if your child’s considered vulnerable on GOV.UK.
The school will tell you if your children need to go to a different school. If the school has closed, contact your local council – find your local council on GOV.UK.
Check the government’s advice on school closures on GOV.UK.
If you need to take time off to look after your children
Speak to your employer. Read more about taking time off work to look after your children on GOV.UK.
If you've got less money because of coronavirus
You might be able to claim benefits or get more money if you’re already getting benefits. This includes any ‘statutory sick pay’ your employer might give you.
Check what benefits you can get.
You can get an ‘isolation note’ online to prove to your employer you need to stay off work. 
You can: If you're claiming benefits
The government has postponed all face-to-face benefits assessments or appointments at the Jobcentre Plus until at least 19 June 2020.
This means you don’t have to go to:
  • interviews if you’re starting a claim for JSA, ESA or Universal Credit
  • medical assessments for ESA, Universal Credit or PIP
  • appointments with your work coach
The Jobcentre Plus might still ask to talk to you by phone.
You can still go to the Jobcentre Plus – for example if you want to hand in a form.
If you’re ill or you’re following guidance to self-isolate
Don’t go to the Jobcentre Plus. Tell the Jobcentre Plus you’re ill or self-isolating by:
  • calling the office paying your benefit
  • updating your online journal if you get Universal Credit
You won’t have to search for work or do work-related activity.
If you can’t pay your rent
The government has announced a ban on evictions - your landlord can’t start court action for at least 3 months. 
You should explain the situation to your landlord straight away - they might give you more time to pay. 
You still need to pay your rent. If you’ve fallen behind with your rent you should start dealing with rent arrears. You can also check if you can get extra financial help
If your landlord doesn’t offer to be flexible with your rent payments, it’s a good idea to pay as much as you can afford and keep a record of what you discussed. 
You should also contact your nearest Citizens Advice - an adviser can help you explain things to your landlord. 
If you normally have to leave the house to pay your rent
Ask your landlord if you can pay your rent in a different way, such as a card payment over the phone or online transfer. If this isn’t possible, you could try to find a friend or family member you trust to go and pay the rent for you. 
Make sure you get a receipt in case your landlord doesn’t realise you’ve already paid.
 

Advice for Shared Households
 

NB: This advice is for those living in shared households with someone who shows symptoms that may be caused by coronavirus.
If someone in your household begins to present symptoms:
If you are the first in the household to have symptoms of coronavirus, then you must stay at home for 7 days.
All other household members who remain well must stay at home and not leave the house for 14 days.
At the end of the 14-day period, any household member who has not become unwell can leave household isolation.
**The 14-day period starts from the day when the first person in the house became ill.
** Should a household member develop coronavirus symptoms late in the 14-day household-isolation period (for example, on day 13 or day 14) the isolation period does not need to be extended, but the person with the new symptoms has to stay at home for 7 days.

If you have a vulnerable person living with you:

Shared areas:
Minimise the time any vulnerable family members spend in shared spaces such as kitchens, bathrooms and sitting areas.
Keep shared spaces well ventilated.
Distancing:
Aim to keep 2 metres (3 steps) away from vulnerable people you live with.
Vulnerable people should sleep in a different bed where possible.
Bathroom and toilet facilities:
Ideally, the vulnerable person should use a separate bathroom.
Clean facilities every time you use them (for example, wiping surfaces you have come into contact with)
Make sure the vulnerable person uses separate towels from the other people in your house, both for drying themselves after bathing or showering and for hand-hygiene purposes.
Kitchen area:
Avoid using the kitchen while the vulnerable person is present.
If they can, the vulnerable person should take their meals back to their room to eat.
The vulnerable person should use their own utensils and plates and use a separate tea towel for drying these.
If you have a dishwasher, you can clean the household’s crockery and cutlery as usual.
General advice for shared households in isolation with possible coronavirus infection:
1) Cleaning
Regularly wash your hands at home.
Avoid touching your face.
High contact surfaces such as handrails, remotes controls and table tops, should be cleaned often. You can use your usual household products for cleaning.
2) Waste disposal
Personal waste, such as tissues, or disposable cleaning cloths should be stored securely within separate bags and placed within another bag.
Put this waste aside for 72 hours before putting it in your usual external household waste bin.
Other household waste can be disposed of as normal.
3) Laundry
Do not shake dirty laundry.
Dirty washing can be washed together.

Musicians.


A lot of our members are musicians, you may find these links helpful. If you are an MU member you should read this If you are not a MU member but over 50% of your income comes from music read this

As well as our group there are plenty of local WhatsApp groups that you can join for support and also to volunteer. There are many elderly vulnerable people in our area that will need support over the coming weeks. Lets keep an eye on them and offer our help. 
Main Lewisham-wide group: https://chat.whatsapp.com/IIgMnpcLtTQ1OcQXjY1dIp
Bellingham and Whitefoot https://chat.whatsapp.com/Einpexb4aMs314JhCA4int
Blackheath https://chat.whatsapp.com/GuiZ8L5NXSUAjUf2QV5Stl
Brockley (includes St Johns) https://chat.whatsapp.com/BRZksqTruF9LT9s7GbLTdT
Polling District DCR1 (between Stondon Park, Lowther Rd, Crofton Park Rd & Brockley Grove) https://chat.whatsapp.com/BrXLZex7kq1BRQv4jUx6Sg
Catford and Rushey Green https://chat.whatsapp.com/BPwrCRahPUfE64s20vaEuS
Crofton Park https://chat.whatsapp.com/BBw6zHu1G4ZG4F6jJ4njbf
Downham https://www.facebook.com/groups/downhammutualaid/
Evelyn (includes Deptford north of Deptford station)
https://chat.whatsapp.com/IF28SA1HaW16fq8YVJ6rU5
Forest Hill https://chat.whatsapp.com/BGzBE202C6cELrzhg2SMFc
Hatcham Park (Area between Avonley, Hunsdon, Brocklehurst, New Cross rd) https://chat.whatsapp.com/HxiuNhqpIyLE4X1U7JfoJc
Hither Green and Lee https://chat.whatsapp.com/CKdDkuxm87w9hCFkvrbwym
Ladywell https://chat.whatsapp.com/JPnsCvvl7tcCRiaXECyoti
Lewisham Central https://chat.whatsapp.com/K1CeMAXPsEKEWB7N7ZbV4S
New Cross (includes Deptford south of Deptford station) https://chat.whatsapp.com/F5QcYWAuj54FhlV1f3woWc
Sydenham https://chat.whatsapp.com/F2SzjyPoodG9aD5a29IEIo
Telegraph Hill https://chat.whatsapp.com/Ds91FOu2zv5BNAUC7uSLZw
Lewisham New Cross subgroups New Cross has subgroups based partially on the map below. Some extend outside the ‘DNE’ boundaries.
DNE6 (Around Bridge House Meadows)
https://chat.whatsapp.com/C70kVXXdKOtJrZZikU9fXu
DNE5 (Most of Hatcham) https://chat.whatsapp.com/HxiuNhqpIyLE4X1U7JfoJc
DNE1 (Woodpecker Estate) https://chat.whatsapp.com/F5QcYWAuj54FhlV1f3woWc
DNE4 (New Cross Gate Station to Childeric) https://chat.whatsapp.com/BEHzCJrBbKu5JBeDTjLSHJ
DNE3 (around New Cross Station) https://chat.whatsapp.com/J4mCbxLGTAY2UQha57vgNj
DNE2 (Deptford) https://chat.whatsapp.com/FHg6OjKGAUAB45Olg9Umxo Also https://chat.whatsapp.com/J4mCbxLGTAY2UQha57vgNj
Camberwell Gropve / Ribbondance
https://chat.whatsapp.com/BGcwhQhdqjbI83dSNPJgCj?fbclid=IwAR01nayA6qazBVyPsElJ77snuqEaoZLTSDMgBXhc5-6TCopBMglr9FhUXPQ
3B WhatsApp group.
https://chat.whatsapp.com/DmgTqTAnOdbIrZucq8EB3n

That’s all for now. Thank you very much <<First Name>>. We know this was quite long, but we also hope that can be helpful. Please email us if you have any suggestions.

Please, stay well, stay safe.
Three Boroughs Co-operarive Team
Our mailing address is:

threeboroughsnews@gmail.com

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3b Three Boroughs Coop · The Albany. Douglas Way. · Deptford. London SE8 4AG · London, London SE8 4AG · United Kingdom

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