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Aaron's Insurance Insider          Edition 80, May 2019

Shopping For A New Car
How Much Will My Insurance Cost For A....?

<<First Name>>,

Are you thinking about buying a new car?  There is no better feeling than driving off the lot in your new car.  With summer kicking into full swing and car dealers having their sales, this is a great time to catch a glimpse of what it may cost for insurance on a new car.
New car technology is amazing!  From the driver assist to side-mirror, blind-spot alerts to the backup or side cameras, all of these sensors help us to be safer.  The only down side is, they do cost us more on our insurance.  A bumper is no longer a hunk of polished metal.  It helps us navigate our way safely in and out of parking lots and on the freeways.

Let's take a quick look at how much a few of these new cars will cost to insure.
I used myself as an example, replacing one of my current vehicles and adding a:
Tesla Model 3:  $400+ increase/year
Tesla Model X:  $1400+ increase/year
Toyota Tundra:  $400+ increase/year
Volvo XC 90 (non-hybrid):  $600+ increase/year
Subaru Ascent:  $400+ increase/year
BMW X5M:  $900+ increase/year
Porsche Panamera GTS:  $1550+ increase/year
Mercedes GLE 300 AWD:  $450+ increase/year

Please keep in mind these quotes are based on a very generic model of each vehicle.  Every car has a different rating depending on what type of equipment is installed, where it is garaged, how many miles are driven per year, age of the driver, driving record of you and other members of your household, number of vehicles on the policy along with several other rating factors.
As an FYI, there is one feature that may help keep the cost a little lower on your new car's insurance: AWD vehicles.  They typically cost about $50-$100 less per year to insure vs a two-wheel drive vehicle.

Even though it may be a little daunting at times, shopping for cars is fun.  As the summer heats up and you are looking for a new car, I hope this provides an idea of what your car insurance may look like.

Elizabeth's Corner

My wife, Elizabeth, is a Mom, an amazing wife and an incredible chef. She trained at the California Culinary Academy in San Francisco. She shares a helpful tip below.

This months recipe is perfect way to start the Memorial Day Weekend.  Courtesy of Lauren Miyashiro and Delish.

Loaded Grilled Cauliflour

Ingredients:

2 large heads cauliflower
1/4 cup extra-virgin olive oil
1/2 tsp. garlic powder
1/2 tsp. paprika
Kosher salt
Freshly ground black pepper
2 cups shredded cheddar
Ranch dressing, for drizzling
8 slices cooked bacon
2 tbsp. finely chopped chives


Instructions:

1. Remove and discard leaves from each cauliflower head, then trim stem so that the cauliflower can lay flat on cutting board. (Leave the core intact!)

2. Cut each cauliflower into thick "steaks" about 3/4" thick. Reserve any loose florets to cook with the steaks. In a small bowl, whisk together olive oil, garlic powder, and paprika. Season mixture with salt and pepper.

3. Heat a grill or a grill pan to medium. Brush one side of each steak with olive oil mixture and place the brushed side down on the grill. Brush the top sides with olive oil mixture and cook until tender and charred in spots, about 8 minutes per side. Top each cauliflower with cheese and cook until melted.

4. Toss extra florets in the olive oil mixture and grill, turning often, until charred and tender, about 6 minutes.

5. Drizzle cauliflower with ranch then sprinkle cooked bacon and chives on top.

Enjoy!

Aaron Rosen
Arc 23 
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Have a safe and fun Memorial Day Weekend!

Until next time, if you have questions, concerns, or need some advice, call my cell
949-441-1244 or office 949-484-7500.


 

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Director on the Orange County Realtors Board of Directors 2016, 2017, 2018, 2019
The Orange County Realtors South County Affiliate Chair 2015, 2016, 2017, an Official Affiliate
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