A DI Product with Money Back Options
Did you know: There is a super competitive exclusive Return of Premium (ROP) and cash value (CV) disability income product now available in California?
Thus giving your clients a chance to receive either a refund of their premiums paid or cash value that can be up to 100% of their premium.
This industry leading product offers key flexible features and options such as:
- Two Return of Premium (ROP) options
- Separate Cash Value (CV) option up to 100% of premium
- Opt-in and opt out choices
- True Regular or Own Occ., plus extended occ available
- Both residual and extended residual
- Automatic increase and future increase options
- Simplified underwriting available
- Stackable discounts for
- Business owners (15%)
- Multi-life (10%)
- Association (15%)
- Two person household (10%)
- Discounts totaling up to 30% possible
- E-Application and E-Delivery process
- Rehabilitation and Survivor benefit
Provide your clients the coverage when needed or the chance for cash back.
Plus your clients can earn an attractive internal rate of return on excess premiums paid; 11.31% on a recent actual agent client quote.
To learn more about these powerful client planning options totally unique and valuable client option, contact David or Cathy at Cenco now.
|
|
|
|
|
