Coming Soon! Hot New Upgrade to AIG’s IUL!
On July 25, 2022, AIG is launching a new version of their flagship protection IUL, QoL Value+ Protector III, with a few exciting upgrades that make their IUL more attractive and competitive. Changes include:
- More competitive premium
- Improved target premium
- Enhanced Surrender Value Rider (Guaranteed Return of Premium)
- New index option: Franklin Quality Dividend Index (FQD)
Read the bulletin for more detail
The QoL Max Accumulator+ III’s new version is not available in California currently. For more information read the bulletin...
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The Wait Is Over! New eApp for Transamerica Financial Foundation IUL!
To help turbocharge your business, FFIUL is now available on iGo eApp.
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Making Big Cases An Easier Fit
According to MIB, applications for life insurance coverage over $5 million saw the highest year-over-year growth in 2021. Transamerica’s June 25th Trendsetter Super reprice gave them a top five ranking for $3M+ to $10M face amounts 94% of the time for their targeted quoting cells. This latest reprice gives you the opportunity to sell more policies with higher face amounts. Read more…
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Consumers Now Want Life Insurance and Annuities.
“Clients Could Swarm On Life And Annuity Products With Benefit Guarantees Like Ants On A Candy Bar That Fell Under The Picnic Table!” This quote comes from a recent Think Advisor article. It projects that consumers will flock to financial products that can protect them against further market fluctuations. Then when stocks lose value, index products will help them potentially share in any gains that happen when stocks and bonds go back up.
This may be one of the biggest calls to action for agents to engage and re-engage with prospects and clients in what may be a once in a half century opportunity.
Fortunately, Cenco has everything you need to take advantage of this unique opportunity. Contact us soon!
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Time Is Running Out! Grab Your Stash of Summer Cash!
Agents can earn $500 for every 5 paid policies, with up to $25,000 in cash bonuses available per agent. Clients get the fast affordable term life insurance coverage they need, and agents get a little something extra too. Clients apply with no medical exam, no waiting around, and no case management required. Offer ends on 7/31/2022 so don’t miss out!
Contact Cenco for more information.
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Annuity Corner
MYGA Rates Keep Rising! Don’t Miss Out!
Help your clients safeguard their savings and investments:
- With some bank CD and money market taxable interest rates near 1% or less and
- The stock market dropping, the rush for safety is starting again
Help save your client’s savings with MYGA’s (Multi-Year Guaranteed Annuities). Some recently updated California rates include:
- A Top 2-year rate – 3.50%
- A Top 3-year rate – 4.10%
- A Top 4-year rate – 4.15%
- A Top 5-year rate – 4.20%
- A Top 6-year rate – 4.30%
For more information and carrier details contact David Bennis or any of your Cenco support team.
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DI Did You Know
What If Your Client Were To Become Disabled?
A 35-year old with an annual salary of $50,000 with 3% raise each year who experiences a permanent disability may lose up to $2,625,138 in potential earnings by age 67. Without a plan in place to protect that potential, your client is exposed to an enormous amount of risk.
Watch for our next Cenco DI News on Who Writes What In Disability Income
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Carrier Incentives
Travel the World With Cenco!
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