The Global People Club Sandwich

Dear <<First Name>>,

Have you ever wondered what your life would look like today in case you had taken better financial decisions in the past or actually listened to your granny's advice when she told you to "invest in a house"? Most of us tend to not worry too much about old-age pension and lifestyle until we have a health issue or until we lose an income. Most of us have a great lifestyle already and can afford a vacation at least twice a year.

For the last 10 years while I was building Global People Transitions I learned a lot more about Finance and how money and financial security can influence our feelings. Building steady income streams while not overworking is a founder challenge and my experience says that it gets easier year by year. However, while building and especially in the first five years I found it rather hard to save money. Most of the time I just made enough to cover our living expenses. You might remember that I am the main breadwinner in our family and have always been. And, while I am proud of this role, I also sometimes wish I could just take it easy and rely on someone else to pay the bills. So, occasionally and for longer periods I'm allowing myself a break from the hustle. Keren-Jo Thomas agrees with me there. While you are building your little empire, you can still allow yourself downtime. Keren--Jo Thomas has been very helpful for me to define my personal income and savings strategy. Watch our interview and contact her for a consultation mentioning #RedCouchTalk.

I also can't mention this enough: If you are planning to lead a Digital Nomad life you need to have a great accountant and auditor. Mine is Joerg Blaettler from Winston Wolf. Joerg and I met at PwC around 15 years ago. When we both went solo we kept in touch. He's always helped me to stay real with the numbers. It's easy to get carried away and to think you are doing great, when in fact you might just break even. My friend Christine also helped me a great deal with coming up with a simplified cash flow plan and you probably heard me say that having a plan gives you a lot of security. I like to have systems in place that help my team and me keep sanity and an overview.

In case you want the simple cash flow template for digital nomads just email me. I'm happy to share that with you.

Kind regards
Angie

Keren-Jo Thomas started her career with HSBC in the UK in 1991, specializing in private banking. She moved to Switzerland in 2008 to join an international financial advisory company.

She is a member of the London Institute of Banking & Finance, an associate member of the Chartered Institute for Securities & Investments and the Finance and Leasing Association.

With over 30 years of experience in the financial services industry, Keren has the skills and passion to help women to achieve their financial goals. She enjoys being a speaker for groups, focusing on the topic of financial planning for women.

Links:

https://www.kerenjothomas.com/post/the-twelve-blogs-of-christmas

My RedCouchTalk with Keren-Jo Thomas, Financial Planner for Women.

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My parents were hippies and named me after Angela Davis and when I don’t blowdry my hair I could almost have a frizz like her, but my skin is white and I have a German passport. My last name sounds Jewish and many suitcases in the concentration camp in Auschwitz reminded me years ago that my family could have suffered from the Nazis. However, they were Roman Catholics. Not wine-makers as one might assume, just traders and my other grandfather made shoes. My grandmother was a working woman after the second world war. A mother of many. My parents moved away from home to follow their hippie-dream and help underprivileged children. Guess what? That might have made me the person that I am today. In grade seven I wrote my first short story that was actually published in an anthology. I wrote a play and wanted to become a writer/actress. Because I’m good with human relationships I ended up in Human Resources and became an interculturalists and an Expat Coach for people like Heidi and Govind and their children Anya and Anush who speak Hindi, Swiss-German, and English as native languages.

On weekdays, I’m on a mission to bring the Human Touch back into Global Mobility. On Saturdays I tend to my container garden, eat Chicken Tikka Masala with my Kashmiri and on Sundays, I dabble in creative writing as my evil twin sister Vivienne M. Sharma.

I work as a Career Coach, Expat Helpline, and would like to become the Yoda of Global Mobility. I started my company with my only real asset, a metallic-blue AUDI A4, a decade ago. Besides sitting in airport lounges and sipping on a Bombay Sapphire and Tonic, I dream of living in a hotel suite. My journey led me to work in Germany, the UK, Australia, India and Switzerland and I’m hoping to travel the world as a DIGITAL NOMAD when I grow up.

You would not believe that I was at Madonna’s first concert in Germany, saw Freddie Mercury on stage, had a crush on Simon LeBon and Morten Harket, and to date cannot forget Paul Young’s voice live. I was also once asked in a club in Cochin if I was a professional (Bollywood dancer). Contact me for Global Mobility, Expat Experience, Global Talent and Leadership Development, Culture Transformation, Transcultural Communication, Diversity and Inclusion, Social Recruiting, Global Talent Acquisition, Digital Organization of your Global, Virtual Teams, Global Career Planning, and Transition Planning for Expats and Expat Spouses.

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