A new OSC survey assessing investors’ financial literacy found about one third of investors were overconfident and self-assessed their financial knowledge too highly. Find out more about the study and its implications.

Our Investor Knowledge survey of more than 2,500 Canadians found self-directed investors were the most financially literate. It also found that women (50%) were slightly less financially literate than men (56%).

Saving lessons for inflationary times

Inflation makes costs rise. And your commitment to saving may be falling. Learn four reasons to keep saving even when inflation is high.

The ABCs of RESPs 

The first day of school is an unforgettable milestone. And, before you know it, graduation day arrives. Saving for future schooling may be a struggle now but remember the federal government can contribute to your child’s Registered Education Savings Program (RESP).

Confused about crypto assets and how they work? Watch our new video about the resources you can find at GetSmarterAboutCrypto.ca.

Investor Office staff attended the opening of the Toronto Stock Exchange to mark the back-to-school season for investors and highlight the importance of financial education. Investor Office Director Tyler Fleming was joined by OSC Executive Director, Leslie Byberg.

Regulatory Updates & Initiatives

Here are some recent developments and publications:

• Canadian securities regulators now expect commitments from crypto trading platforms that are pursuing registration. The OSC published the first pre-registration undertakings, filed by Coinsquare Capital Markets Ltd. and Crypto.com. Canadian Securities Administrators (CSA) members are in discussions with other crypto trading platforms about providing pre-registration undertakings.
• The CSA issued a warning about suspicious emails. CSA has been monitoring its systems for unusual activities after several market participants received e-mails that purport to come from CSA members’ staff.
• OSC announced three new members of its independent Investor Advisory Panel (IAP) following a public application process.
• The CSA will host a virtual roundtable on the proposed derivatives business conduct rule, the CSA’s next step towards modernizing the regulatory framework for the over-the-counter derivatives market in Canada.
• The International Organization of Securities Commissions (IOSCO) finds education on sustainable finance helps protect investors against fraud and greenwashing in new
  a report.

Less than one-third of eligible people in Canada (up to age 59) have a Registered Disability Savings Plan (RDSP). An RDSP can help provide long-term financial security for Canadians with disabilities.

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