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I listened to the whole of the Chancellor's speech and it sounded like he was a member of the opposition.

Giveaway after giveaway left me wondering just how this is to be paid for.

The answer is hidden away in the Government's Red Book, so I spent the afternoon digging around. Here's what I found, and how you can limit the damage to your finances.

I hope you enjoy the brief summary and as always please get in touch if you'd like to explore the ideas in more detail.

We shall be in touch with clients impacted by the changes next Spring, to agree any changes that are required, but feel free to call us beforehand if you are worried.

Steve Carey
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