It has been a few months of big changes around the world, and our office is no exception. Our mutual fund dealer, Quadrus Investments, is rolling out new features for your accounts regularly, and we now have e-signature capabilities to place trades on your existing accounts! All we need from you is a valid email and cell phone for the 2-step authentication. 

Soon, we’ll be able to open new accounts through e-signatures as well, enabling us to even more easily keep on top of your investment strategy while keeping physically distanced.

If you haven’t already signed up for Quadrus’ NEW client portal, let me know and we will send you the link to register! (HINT: If you use your Client ID to sign in, you’re still on the old system.)

It seems like we’ve gotten to a point in the year, and this pandemic, that there is so much to talk about that it’s hard to nail down one or two topics of conversation. Whether it’s the upcoming U.S. election, back-to-school season, a potential second wave, or easing travel restrictions, life hasn’t been easy and your stress levels are probably telling you so.

Happily, most of our clients portfolios aren’t adding to the stress. Markets have performed more positively in the past few months than many investors expected given the uncertain environment around COVID-19 and the election. In this issue, we have some insight from our team of advisors on ways we mitigate risk during times of market turbulence and unknowns like this disease. Rick’s Market Watch article takes a look at the importance of staying invested during downturns; Lorna explains how Dollar Cost Averaging works and how we use it in times like these to manage market risk; and Patricia discusses the concept of the “Cash Wedge” strategy to ensure that any income you need from your investments is secured before the market drops. Traci also writes about a common question this time of year: Installment payments to CRA, why to make them, and what happens if you don’t. 

We hope this issue is informative and makes you rethink your reaction when the headlines scream “sell!” 

-Natalie LeBlanc