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If you’re one of the many Canadians who lost their jobs due to COVID-19, you may be worried about paying your bills on time and when you can find another job. This is a difficult time, and you'll need to choose your next financial steps carefully. Learn more
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Questions You're Too Embarrassed to Ask
Have you ever had questions about investing that you were too embarrassed to ask? Don’t be. An important part of making informed investment decisions is asking questions. Here are some questions that many beginner investors ask. Learn more
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Robo-Advisors & 'Traditional' Advisers
Online investment advisers, also known as “robo-advisors”, use technology to lower costs and automate processes that reduce the need for direct human contact. You’ll likely be offered model portfolios containing lower-cost investments, such as exchange-traded funds (ETFs).
Traditional advisers can provide more personalized services. A human adviser will be your point of contact and is responsible for providing services, managing your portfolio, and answering your questions. You may also be offered more investment choices and strategies. Learn more
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COVID-19 & Your Investing Decisions
Many investors are facing difficult decisions about their investments and financial goals. Listen to Michael Tracey, Senior Advisor, Behavioural Insights in the OSC Investor Office, share his insights on how the pandemic has impacted investors and their decisions on the Moolala podcast with Bruce Sellery. Listen now
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High-Yield Bonds
High-yield bonds are corporate bonds issued by companies that have low credit ratings.
These companies are deemed more likely to have trouble meeting their financial commitments, so their bonds have a higher risk of default. To offset that risk, high-yield bonds offer higher interest rates, though returns are not guaranteed. Learn more
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The Cranial Cash Clash
Self-assessment can be an important first step in better educating yourself about finances. The Cranial Cash Clash is a financial literacy game that helps you test your knowledge on important topics like spending, saving, investing, debt and investment fraud.
Visit GetSmarterAboutMoney.ca for more free articles, tools and calculators to help you with your finances.
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Registration is now open for the Ontario Securities Commission’s (OSC) virtual conference Dialogue 2020: What comes next?
This year’s virtual conference will bring together financial industry leaders, senior regulators and investors to discuss what lies ahead and how they are working together to emerge stronger from the global pandemic. Learn more
Register now | Agenda | List of Speakers
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Ban on Trailing Commissions for Order-Execution-Only Dealers
The Canadian Securities Administrators (CSA), which includes the OSC, recently adopted final rules that implement a trailing commission ban to prohibit the payment of trailing commissions by fund organizations to dealers who do not make a suitability determination, such as order-execution-only (OEO) dealers. Learn more
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Self-regulatory organization framework
Comments due: October 23, 2020
The CSA is seeking input from investors, industry and the public on the framework for self-regulatory organizations in Canada. Learn more
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Proposed partial repeal of OSC Rule 48-501 and proposed changes to Companion Policy 48-501CP
Comments due: November 4, 2020
The OSC is proposing amendments of OSC Rule 48-501 Trading During Distributions, Formal Bids and Share Exchange Transactions and changes to its related Companion Policy (48-501CP). The proposed amendments would remove restrictions on dealers involved in distributions, formal bids and share exchange transactions; and remove certain restrictions on insiders and associated entities of issuers and selling shareholders. Learn more
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Proposed amendments to National Instrument 94-101 and proposed changes to Companion Policy 94-101
Comments due: December 2, 2020
The CSA published proposed amendments for a second comment period relating to National Instrument 94-101 Mandatory Central Counterparty Clearing of and Companion Policy 94-101 Mandatory Central Counterparty Clearing of Derivatives. Learn more
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Proposed changes to the offering memorandum prospectus exemption
Comments due: December 16, 2020
The CSA published for comment proposed changes to the offering memorandum prospectus exemption. The changes are reflected in proposed amendments to National Instrument 45-106 Prospectus Exemptions (NI 45-106), as well as proposed changes to Companion Policy 45-106CP Prospectus Exemptions. Learn more
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Always know the 10 most recent OSC investor warnings and alerts by bookmarking this Fact Card or embedding it on your website or blog.
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FXBITMARKET Limited
FXBITMARKET Limited, offering investment services on its website found at www[dot]fxbitmarket[dot]com, is not registered in Ontario to engage in the business of trading in securities. Learn more
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tradebits3
tradebits3[dot]com, found at www[dot]tradebits3[dot]com, is not registered in Ontario to engage in the business of trading in securities. Learn more
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COVID-19 Fraud Alerts
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IOSCO Investor Alerts
Stay informed about the latest international investor warnings and alerts by visiting the International Organization of Securities Commissions (IOSCO) Investor Alerts Portal.
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OSC in the Community
OSC in the Community is an outreach program that takes the OSC's regulatory mandate from Bay Street to Main Street. OSC staff travel to communities across Ontario to talk to people about making informed financial decisions and avoiding investment fraud.
To protect the health and safety of the public and staff, all OSC in the Community events will be delivered online or by phone until further notice. We will continue to monitor the situation and follow guidance from public health authorities.
- November 2, 2020 - Webinar
- November 3, 2020 - Webinar
- November 5, 2020 - Webinar
- November 10, 2020 - Webinar
- November 12, 2020 - Webinar
Learn more
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Follow these 7 tips to keep your credit card safe.
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