Start The New Year Debt Free! 🎉

Bank Levy Debt Relief - Unbeknownst to her, our client had a judgment entered against her by NBT Bank for a little over $11,000.00. She is a nurse, but currently on disability due to health issues that prevent her from returning to work. To make ends meet, she withdrew money from her retirement account. Unfortunately, NBT served a levy on her bank account and wiped out the $11,000.00 from her account that came from her retirement. She retained us to file a Claim of Exemption to attempt to get this money back. We based our argument on the fact that allowing Plaintiff to keep these funds would create an extreme financial hardship for our client. Plaintiff objected to our Claim of Exemption but failed to properly set the matter for a hearing within the time required by law. As a result, 100% of these funds will be returned to our client. While she still owes this debt, she will at least get the money back that she needs to live while not working. Sometimes it’s better to be lucky than good! But we were thrilled to get this result for our client and look forward to helping her resolve this debt in the future.

Debt Settlement Relief - Our client had a judgment entered against him over 10 years ago. The law firm Harris & Zide renewed this judgment as permitted by law. That is when our client first learned that this judgment had been entered against him. With accrued interest, the judgment grew to $9,928.85. We were retained to negotiate a settlement of this account so our client could move on without fear of a wage garnishment or bank levy in the future. We got this account settled for a total of $4,600.00 with $1,000.00 as a down payment and the remaining balance payable at $300.00/month for 12 months. We saved our client approximately $5,300.00 on this judgment. She also no longer has to worry about having his wages garnished or his bank account levied.

Credit Card Debt Relief Our client owed Cavalry Portfolio Services $38,113.73. Cavalry purchases debt from the original creditor that they could not collect on. Cavalry then hired the law firm Quall Cardot to collect on this debt. When our client received a collection notice from Quall Cardot, she retained our firm to help her try to negotiate a settlement. She had a relative willing to loan her money to get this matter resolved. We were able to negotiate a settlement with Quall Cardot for a one-time lump sum payment of $4,000.00. We saved our client $34,113.73 on this debt!