PLANNING YOUR A&H PRODUCTS FOR 2021? 

Whether you are planning to enter, expand, or update your supplemental Accident and Health insurance products this year, now is the time to get started.

A&H CONSULTING SERVICES

At Perr&Knight, our experienced actuarial and product design development consultants provide comprehensive support for launching, enhancing, or updating supplemental A&H insurance products. We provide full ‘end-to-end’ product development and maintenance services, such as:

• Preparing competitor analyses that include comparisons of benefits, rates, policy provisions and marketing materials;
• Reviewing company historical experience and determining indicated rate changes;
• Preparing draft policy forms and proposed rates and rating manuals;
• Preparing form and rate filing support;
• Submitting the filings to the Departments of Insurance, where required;
• Assisting with responses to Department of Insurance objections; and
• Monitoring results to ensure continued profitability.

APPROVAL SUCCESS RATE

For the past 12 years, our team has had a great track record of success helping dozens of companies successfully enter and expand in the Supplemental Health Marketplace. Our success rate is based on our extensive expertise, which has led to obtaining approvals in all U.S. jurisdictions, including challenging jurisdictions such as Colorado, Florida, Minnesota, New York and Washington.  

A&H PRODUCTS WE SUPPORT

We support all types of accident expense products including Accidental Medical, Business/ExPat Travel, Leisure Travel, Special Risk, Blanket, AD&D, Occupational/Independent Contractor, as well as Short-Term Medical, Critical Illness, Gap Medical, Hospital Confinement/Fixed Indemnity and Medical Stop Loss. We are uniquely adept in handling hybrid products that include both A&H and P&C benefits and coverages.

Learn more about our A&H Services or contact us today Schedule a Consultation.