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        SUCCESSFUL RETIREMENT

                                     Security. Purpose. Legacy
                
                                                     June 1, 2021
Hello Everybody,

Hard to believe but we're almost half way through 2021!

In BC, we pay probate tax of 0.6% on estate values between $25,000 - $50,000 and 1.4% on amounts over $50,000. This means an estate worth $1 million would pay $13,450 in probate taxes. You can use Joint Ownership to avoid this, but there are risks. Read about it in our Design Legacy section.

A robust, holistic approach to retirement income planning is needed to optimize your retirement income. Read my podcast transcript in the Preserve Wealth portion of this newsletter to find out what this means.

Our eyes are an important part of our bodies and deserve the same attention we give to the other parts. In the Healthy Aging Strategies segment, we have an article that details how to stay on top of your eye health.
 
Take care & stay safe,
Chad
DESIGN LEGACY
use joint accounts to avoid probate?

With the BC probate tax rate of 1.4% on estates over $50,000, the tax bill on estates worth a million dollars or more can be significant. Should you use Joint Ownership to avoid probate? Click here for a MoneySense article that outlines the risks.
PRESERVE WEALTH
need for holistic retirement planning

Click here to read the transcript of our Successful Retirement Solution podcast where Chad explains the holistic planning process you need to enjoy a Successful Retirement. 
HEALTHY AGING STRATEGIES
maintain your eye health
 
Cataracts, mascular degeneration, glaucoma and diabetic retinopathy affects 1 in 6 Canadians.  Click here for a Zoomer article explaining how you can stay on top of your eye health.
Successful Retirement Solution
An integrated planning approach we provide to our valued clients which is a six step process to help you:    
                     1. Clarify Vision
                     2. Preserve Wealth
                     3. Minimize Tax
                     4. Maximize Retirement
                     5. Optimize Investments
                     6. Design Legacy
We will touch on one or more of these steps in our meetings with you. We'll also provide educational resources to explain each step so that you'll understand their importance and how you'll benefit from this holistic planning approach. Please feel free to contact us if you have any questions.
                                     Chad Ekren 

 
 
www.iA Securities.ca 		 Chad Ekren CIM, CFP®, B.Comm
Portfolio Manager
iA Private Wealth
Insurance Advisor, Capital Concepts Group Inc.
1030 – 4720 Kingsway
Metrotower II
Burnaby, BC  V5H 4N2
604-432-7743
chad@capitalconceptsgroup.com

iA Private Wealth is a trademark and business name under which iA Private Wealth Inc. operates. iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Insurance products and services are offered through Capital Concepts Group Inc., an independent and separate company from iA Private Wealth Inc. Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund.
I have a group of enthusiastic professionals dedicated to providing the highest level of customer service. We offer an integrated, holistic, financial planning process to help our clients achieve a Successful Retirement. Click here to view video.
 
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Should you have any questions or comments please call me at 604-432-7743 or email me at chad@capitalconceptsgroup.com.

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Capital Concepts Group
iA Private Wealth                                       E: chad@capitalconceptsgroup.com
Suite1030 – 4720 Kingsway                      P: 604-432-7743
Metrotower II                                              F: 604-439-7777
Burnaby, BC  V5H 4N2                              www.capitalconceptsgroup.com

This information has been prepared by Chad Ekren who is a Portfolio Manager for iA Private Wealth and does not necessarily reflect the opinion of iA Private Wealth. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any of the securities mentioned. The information contained herein may not apply to all types of investors. The Portfolio Manager can open accounts only in the provinces in which they are registered.
iA Private Wealth is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.






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Capital Concepts Group Inc. · 1030 - 4720 Kingsway · Burnaby, BC V5H 4N2 · Canada

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