Disclosures
This material is not intended to be relied upon as a forecast, research, or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of the date of this email and may change without notice. The information and opinions are derived from proprietary and non-proprietary sources deemed by IRON Financial to be reliable, are not necessarily all-inclusive, and their accuracy is not guaranteed. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions is accepted by IRON Financial, its officers, employees, or agents. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader.
The information herein has not been based on the consideration of any individual investor circumstances and is not investment advice, nor should it be construed in any way as tax, accounting, legal, or regulatory advice. Investors should seek independent legal and financial advice, including advice as to tax consequences, before making any investment decision.
Past performance is not indicative of future results. Information is provided for informational purposes only and should not be deemed as a recommendation to buy or sell any security.
The IRON Core Plus portfolios offer diversified exposure to global equities and fixed income in varying proportions in an attempt to maintain varying levels of correlation to the S&P 500. These provide investors with choices representing different amounts of risk and price volatility. The starting weights of the portfolios are as follows: Conservative Portfolio 20% Equity and 80% Fixed Income, Moderately Conservative Portfolio 35% Equity and 65% Fixed Income, Moderate Portfolio 50% Equity and 50% Fixed Income, Moderately Aggressive Portfolio 65% Equity and 35% Fixed Income, Aggressive Portfolio 80% Equity and 20% Fixed Income.
Performance is based on a model from 1/1/2009 inception through 12/31/2019. Performance since 1/1/2020 is based on a composite. Inclusion of a managed account within the composite is determined on a monthly basis, requires investment in a given Core Plus strategy for the entire calendar month, and a beginning monthly balance of at least $50,000. Actual returns for individual client portfolios managed by IRON may vary and do not necessarily coincide exactly with the returns for the model or composite. Actual performance of client portfolios may differ due to the timing related to the actual deployment and investment of a client portfolio, reinvestment of dividends, and client-requested restrictions. Performance for periods longer than a year has been annualized using a geometric mean.
All results are net of commissions (if any). Results for Core Plus 100% Fixed Income are shown net a 0.35% annual advisory fee. Results for all other Core Plus portfolios are shown net a 0.50% annual advisory fee. These are IRON’s highest published fees for these strategies, and results reflect monthly accrued deductions of these fees. Actual fees may vary depending upon, among other things, portfolio size. Accounts are charged quarterly in arrears based on quarter end value adjusted for capital flows. IRON’s fees are available upon request and may be found in our Form ADV Part 2A disclosure brochure.
